Bastrop County property record for 105 Insider Loop, Elgin, TX 78621
| Property Type | Single Family Home |
|---|---|
| Details | 1,340 sqft · built 2020 |
| Lot Size | 0.157 acres (6,839 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,067 (Jan 2023) |
| Tax Bill | $6,901 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R8716635 |
| Primary APN | R8716635 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,340 sqft Living Area |
| Gross Area | 1,844 sqft |
| 1st Floor Area | 1,340 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,839 sqft (0.157 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 105 INSIDER LOOP |
|---|---|
| City | ELGIN |
| State | TX |
| Zip | 78621-2534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SARATOGA FARMS SUBDIVISION SECTION SIX, BLOCK K, LOT 3, ACRES 0.157 |
| Legal Subdivision | SARATOGA FARMS SUBDIVISION SECTION SIX |
| Legal Block | K |
| Legal Lot Number | 3 |
| Jurisdiction | BASTROP TX |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 950202 |
105 Insider Loop is owned and occupied by two individuals who bought it in January 2023.
Source: Bastrop County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 INSIDER LOOP, ELGIN, TX 78621-2534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2023 | Vendor's Lien, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD |
| Oct 6, 2020 | Vendor's Lien, Transfer · Conventional Mortgage VELOCIO MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2023 · Amount on File |
| Deed Sale | Jan 23, 2023 · Amount on File |
| Prior Sale | Oct 6, 2020 · Amount on File |
| Deed Document Number | 20231019 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BASTROP TX |
| Recording Date | Jan 23, 2023 |
| Property Address | 105 INSIDER LOOP, ELGIN, TX 78621-2534 |
| Document Number | 0202301019 |
| Map Reference | VOL 7 PG 4B-5B |
| Instrument Date | Jan 20, 2023 |
| Instrument | 202301019 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1799, LUBBOCK, TX 79408-1799 |
| Name | Verified Name |
|---|---|
| Address | 105 INSIDER LOOP, ELGIN, TX 78621-2534 |
| Document Number | 0202301020 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 202301020 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BASTROP TX |
| Recording Date | Oct 6, 2020 |
| Property Address | 105 INSIDER LOOP, ELGIN, TX 78621-2534 |
| Document Number | 0202017352 |
| Map Reference | VOL 7 PG 4B-5B |
| Instrument Date | Sep 30, 2020 |
| Instrument | 202017352 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2023 |
| Title Company | PLATINUM TITLE LLC, PLATINUM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 INSIDER LOOP, ELGIN, TX 78621-2534 |
| Document Number | 0202017353 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 202017353 |
| Name | VELOCIO MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 105 Insider Loop was $6,901.
Source: Bastrop County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bastrop County |
| Municipality | Elgin City |
| Unified School District | Elgin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,901.00 | $278,892 Land $66,816 Building $212,076 | $278,892 Land $66,816 Building $212,076 |
| 2023 | $4,765.00 (-12.05%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $327,630 Land $66,816 Building $260,814 | $327,630 Land $66,816 Building $260,814 |
| 2022 | $5,418.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Insider Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Insider Loop is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 60% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA WSC serves 86,325 people · EPA ID TX0110013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures