Henderson County property record for 105 Ingleside Ct, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 4,832 sqft · built 1997 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,450,000 (Apr 2024) |
| Tax Bill | $4,732 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Jul 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9576029365 |
| Primary APN | 9576029365 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,832 sqft Heated Area |
| 1st Floor Area | 2,742 sqft |
| Basement Area | 2,782 sqft |
| Finished Basement | 2,080 sqft |
| Unfinished Basement | 702 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 78,408 sqft (1.8 acres) |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 420 sqft |
| Deck Area | 666 sqft |
| Patio Area | 880 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9966930 |
|---|---|
| Street Address | 105 INGLESIDE CT |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-8542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9966930~R- |
| Legal Description | T-24RR POR 10A PH IV KENMURE PHIV |
| Legal Subdivision | KENMURE (2271) |
| Legal Phase | 4 |
| Legal Block | 2 |
| Legal Lot Number | 9365 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | GREEN RIVER |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 931500 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 105 INGLESIDE CT, FLAT ROCK, NC 28731-8542 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Apr 8, 2024 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Jul 14, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Nov 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED CMNTY MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2024 · Amount on Record |
| Deed Sale | Apr 8, 2024 · Amount on Record |
| Deed Document Number | 20241012697 |
| Deed Book / Page | 4151 / 452 |
| Prior Transfer Date | Dec 1, 2016 |
| Prior Transfer Doc | 0041550178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 105 INGLESIDE CT, FLAT ROCK, NC 28731-8542 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 609 OVERLOOK DR, FLAT ROCK, NC 28731-8504 |
| Document Number | 0041510456 |
|---|---|
| Date | Apr 8, 2024 |
| Book Page | 4151/456 |
| Instrument | 1001012698 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | 5950 SYMPHONY WOODS RD, COLUMBIA, MD 21044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 105 INGLESIDE CT, FLAT ROCK, NC 28731-8542 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0035230635 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 3523/635 |
| Instrument | 928822 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | HENDERSONVILLE, NC 28792 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jun 12, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 105 INGLESIDE CT, FLAT ROCK, NC 28731-8542 |
| Document Number | 0031340086 |
| Book / Page | 003134 / 000086 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 105 INGLESIDE CT FLAT ROCK NC 287318542, FLAT ROCK, NC 28731-8542 |
| Document Number | 0031340086 |
|---|---|
| Date | Nov 28, 2017 |
| Book Page | 003134/000086 |
| Instrument | 874463 |
| Name | UNITED CMNTY MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 27, 2047 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Flat Rock Village |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,098,000 (-) Land $189,600 Building $908,400 | ||
| 2025 | $4,732.00 | $1,098,000 (+1.79%) Land $189,600 Building $908,400 | |
| 2023 | $1,078,700 Land $189,600 Building $889,100 | $1,098,000 Land $189,600 Building $908,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 individual policies |
| Nearby Flood Policies | 22 units insured incl. 12 condo units |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Oct 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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