105 Humfleet Ln, Gray, KY 40734 Property Records

Knox County property record for 105 Humfleet Ln, Gray, KY 40734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 1994
Lot Size	0.02 acres (871 sqft)
Owner	2 Individual Names on File
Last Sale	$116,000 (May 2017)
Tax Bill	$1,500 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028-00-00-034.04`

Property Details

APN / Parcel Number

Primary APN	`028-00-00-034.04`
Alternative APNs	`328399` `390405` `8572`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
Basement Area	480 sqft
Unfinished Basement	480 sqft
Family Room	Family Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Roof Type	Mansard
Roof Material	Metal
Lot Area	871 sqft (0.02 acres)
Terrain	Rolling
Garage Type	Detached
Driveway	Gravel Driveway
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	8572
Street Address	105 HUMFLEET LN
City	GRAY
State	KY
Zip	40734-6706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.65 ACS & HOUSE
Jurisdiction	KNOX KY
Township / Civil Division	GRAY
Census Block Group	1
Census Block	1017
Census Tract	930300

Owner

105 Humfleet Ln is owned and occupied by two individuals who bought it in May 2017.

Source: Knox County records, as of December 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	105 HUMFLEET LN, GRAY, KY 40734-6706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage L&N FCU
Jan 21, 2022	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC
May 6, 2017	Survivorship Deed, Transfer · Conventional Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2017 · Amount on File
Deed Sale	May 6, 2017 · Amount on File
Deed Document Number	2017221882
Deed Book / Page	418 / 785
Prior Transfer Date	May 4, 2017
Prior Transfer Doc	00D418/785
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX KY
Property Address	105 HUMFLEET LN, GRAY, KY 40734-6706
Transaction Type	Mortgage
Record Updated	Mar 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000M478/1
Date	Nov 12, 2020
Book Page	M478/1
Instrument	245913

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX KY
Recording Date	Jan 21, 2022
Property Address	105 HUMFLEET LN, GRAY, KY 40734-6706
Document Number	00D445/648
Book / Page	D445 / 648
Instrument Date	Jan 7, 2022
Instrument	251998
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	ACCURATE EQUITY GROUP

Transaction

Amount	Amount on Record
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	HC 35 BOX 112, 112, GRAY, KY 40734

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	105 HUMFLEET LN, GRAY, KY 40734-6706

Mortgage

Document Number	000M494478
Date	Jan 21, 2022
Instrument	M494/478

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 7, 2053

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jan 7, 2026
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	5%
Index	3-Year CMT
Max Rate	9%

May 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	KNOX KY
Recording Date	May 6, 2017
Property Address	105 HUMFLEET LN, GRAY, KY 40734-6706
Document Number	00D418/785
Book / Page	D418 / 785
Instrument Date	May 4, 2017
Instrument	221882
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$116.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	105 HUMFLEET LN, GRAY, KY 40734-6706

Mortgage

Document Number	000M442168
Date	May 6, 2017
Instrument	M442/168

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 105 Humfleet Ln was $1,500.

Source: Knox County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Knox County
Unified School District	Knox County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,500.00	$140,000 Land $20,000 Building $120,000	$140,000 Land $20,000 Building $120,000
2023	$1,282.00	$116,000	$116,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Humfleet Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1998–2020)
Most Recent Claim	Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Humfleet Ln is high, ranking above 79% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 92% of Kentucky
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARBOURVILLE UTILITIES serves 16,420 people · EPA ID KY0610016
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OnPoint Broadband Fiber	10,000 / 10,000
Zetalink Fixed Wireless	200 / 100

May also be available: AT&T.

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