105 Howard Dr, Schertz, TX 78154 Property Records

Guadalupe County property record for 105 Howard Dr, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,975 sqft · built 1972
Lot Size	0.227 acres (9,897 sqft)
Owner	Individual Name on File
Last Sale	$318,500 (May 2023)
Tax Bill	$906 (2023)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G1240100301000000`

Property Details

APN / Parcel Number

Primary APN	`1G1240100301000000`
Alternative APNs	`000000025152` `000000015705` `000000287424` `25152`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,975 sqft Living Area
Gross Area	2,709 sqft
1st Floor Area	1,975 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Metal
Roof Type	Hip
Lot Area	9,897 sqft (0.227 acres)
Garage Type	Attached
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	291 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	105 HOWARD DR
City	SCHERTZ
State	TX
Zip	78154-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 10 BLK: 3 GREENFIELD VILLAGE #1
Legal Subdivision	GREENFIELD VILLAGE #1
Legal Block	3
Legal Lot Number	10
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1001
Census Tract	210705

Owner

105 Howard Dr is owned and occupied by an individual who bought it in May 2023.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	105 HOWARD DR, SCHERTZ, TX 78154-1009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2023 · Amount on File
Deed Sale	May 12, 2023 · Amount on File
Deed Document Number	202311788
Record Updated	Sep 20, 2026

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	May 12, 2023
Property Address	105 HOWARD DR, SCHERTZ, TX 78154-1009
Document Number	0099011788
Map Reference	VOL 3 PG 40&41
Instrument Date	May 11, 2023
Instrument	202399011788
Transaction Type	Transfer
Record Updated	May 29, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7400 CRESTWAY RD APT 817, 817, SAN ANTONIO, TX 78239-3093

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 HOWARD DR, SCHERTZ, TX 78154-1009
Investor	Possibly a Property Investor

Mortgage

Document Number	0099011789
Date	May 12, 2023
Instrument	202399011789

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,731 (-17.64%) Land $54,038 Building $156,693	$210,731 (-17.64%) Land $54,038 Building $156,693
2025		$255,854 Land $39,671 Building $216,183	$255,854 Land $39,671 Building $216,183
2023	$906.00 (-36.24%) Homeowner's exemption Senior Citizen's exemption	$295,779 Land $33,019 Building $262,760	$295,779 Land $33,019 Building $262,760
2022	$1,421.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Howard Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 71 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 105 Howard Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20