105 Hope Ct, Elyria, OH 44035 Property Records

Lorain County property record for 105 Hope Ct, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 888 sqft · built 1958
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,000 (Jul 2025)
Tax Bill	$2,252 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-004-125-036`

Property Details

APN / Parcel Number

Primary APN	`10-00-004-125-036`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
Gross Area	1,196 sqft
1st Floor Area	888 sqft
Basement Area	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	173 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	16 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	105 HOPE CT
City	ELYRIA
State	OH
Zip	44035-8115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-10-004H -042-00
Legal Subdivision	CARLISLE SEC 04
Legal Block	125
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	2
Census Block	2004
Census Tract	71300

Owner

Source: Lorain County records, as of September 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 HOPE CT, ELYRIA, OH 44035-8115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Oct 11, 2019	Grant Deed, Transfer · Conventional with PMI MYCUMORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2025 · Amount on Record
Deed Sale	Jul 23, 2025 · Amount on Record
Prior Sale	Oct 11, 2019 · Amount on Record
Prior Transfer Date	Feb 28, 2012
Prior Transfer Doc	20120404368
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	105 HOPE CT, ELYRIA, OH 44035-8115
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010326
Date	Apr 18, 2024
Instrument	2024-0010326

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 11, 2019
Property Address	105 HOPE CT, ELYRIA, OH 44035-8115
Document Number	0000734050
Instrument Date	Oct 7, 2019
Instrument	734050
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 HOPE CT ELYRIA OH 440358115, ELYRIA, OH 44035-8115

Mortgage

Document Number	734051
Date	Oct 11, 2019
Instrument	734051

Lender

Name	MYCUMORTGAGE
Type	Mortgage Company
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,252.00 (+2.18%)	$44,290 (-0.01%) Land $10,820 Building $33,470	$126,550 (-) Land $30,910 Building $95,640
2024	$2,204.00 (+12.51%)	$44,293 (+15.53%) Land $10,819 Building $33,474	$126,550 (+15.53%) Land $30,910 Building $95,640
2023	$1,959.00 (+2.89%)	$38,340 (-) Land $9,916 Building $28,424	$109,540 (-) Land $28,330 Building $81,210
2022	$1,904.00	$38,340 Land $9,920 Building $28,420
2021			$109,540 Land $28,330 Building $81,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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