105 Hilltop Ln, Hampstead, NC 28443 Property Records

Pender County property record for 105 Hilltop Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,972 sqft · built 1993
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Aug 2019)
Tax Bill	$4,233 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3292-47-9939-0000`

Property Details

APN / Parcel Number

Primary APN	`3292-47-9939-0000`
Alternative APNs	`000029468` `41042`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,972 sqft Living Area
Flooring	Softwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Carport	Carport
Carport Area	480 sqft

Exterior Amenities

Porch	Porch
Porch Area	28 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000029468
Old Parcel Number	3292 47 9939 0000
Street Address	105 HILLTOP LN
City	HAMPSTEAD
State	NC
Zip	28443-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20C
Legal Description	L 6 PB 22/69 HILL TOP LANE
Legal Subdivision	SURVEY/A COMBINATION & REDIVIS
Legal Lot Number	6
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2000
Census Tract	920202

Owner

105 Hilltop Ln is owned by two individuals who bought it in August 2019.

Source: Pender County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 TEXAS AVE # 2, 2, CAROLINA BEACH, NC 28428-6504
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Aug 29, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
May 6, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2019 · Amount on File
Deed Sale	Aug 29, 2019 · Amount on File
Prior Sale	May 6, 2019
Deed Document Number	0009914692
Deed Book / Page	991 / 4692
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	105 HILLTOP LN, HAMPSTEAD, NC 28443-2223
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 HILLTOP LN, HAMPSTEAD, NC 28443-2223

Mortgage

Document Number	0048720413
Date	Sep 4, 2025
Book Page	4872/413

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Aug 29, 2019
Property Address	105 HILLTOP LN, HAMPSTEAD, NC 28443-2223
Document Number	0046920991
Book / Page	004692 / 000991
Instrument Date	Aug 28, 2019
Instrument	20053344
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 TEXAS AVE #2 CAROLINA BEACH NC 284286504, 2, CAROLINA BEACH, NC 28428-6504

Mortgage

Document Number	46920993
Date	Aug 29, 2019
Book Page	004692/000993
Instrument	20053345

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PENDER NC
Recording Date	May 6, 2019
Property Address	105 HILLTOP LN, HAMPSTEAD, NC 28443-2223
Document Number	0046840766
Book / Page	004684 / 000766
Instrument Date	Apr 6, 2019
Instrument	20048690
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 DOVERSTONE ST BONITA SPRINGS FL 34135, BONITA SPRINGS, FL 34135

Tax Assessment & Valuation

The 2025 property tax bill for 105 Hilltop Ln was $4,233.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,233.00	$832,406 Land $300,000 Building $532,406	$832,406 Land $300,000 Building $532,406
2023		$405,386 (-) Land $149,600 Building $255,786	$405,386 (-) Land $149,600 Building $255,786
2022	$3,594.00	$405,386 Land $149,600 Building $255,786	$405,386 Land $149,600 Building $255,786

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Hilltop Ln in Zone X, an area of minimal flood risk, though there have been 69 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Hilltop Ln is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMPSTEAD PINES private · serves 178 people · EPA ID NC7071022
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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