105 Hillside Dr, Berea, KY 40403 Property Records

Madison County property record for 105 Hillside Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,302 sqft
Owner	Individual Name on Record
Last Sale	$132,000 (Jan 2018)
Tax Bill	$1,071 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`B010-0017-0002`

Property Details

APN / Parcel Number

Primary APN	`B010-0017-0002`
Alternative APNs	`134434` `97241` `64382`

Interior

Stories	1 Story
Building Area	1,302 sqft Living Area

Exterior

Exterior Material	Wood
Garage Type	Attached
Garage Area	322 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	64382
Street Address	105 HILLSIDE DR
City	BEREA
State	KY
Zip	40403-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLSIDE AVE SUB LOT 2
Legal Subdivision	HILLSIDE AVE SUB
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2001
Census Tract	11304

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	105 HILLSIDE DR, BEREA, KY 40403-1805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 20, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2018 · Amount on Record
Deed Sale	Jan 26, 2018 · Amount on Record
Deed Document Number	2013970930
Deed Book / Page	D00755 / 289
Record Updated	Jun 8, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jan 26, 2018
Property Address	105 HILLSIDE DR, BEREA, KY 40403-1805
Document Number	D00755/289
Book / Page	D00755 / 289
Map Reference	MB5 PG55
Instrument Date	Jan 25, 2018
Instrument	2013970930
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1125 DANVILLE RD, 1125, HARRODSBURG, KY 40330-9671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 HILLSIDE DR, BEREA, KY 40403-1805

Mortgage

Document Number	2013970931
Date	Jan 26, 2018
Instrument	2013970931

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	105 HILLSIDE DR, BEREA, KY 40403-1805
Transaction Type	Mortgage
Record Updated	Aug 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2013961925
Date	Jul 20, 2017
Book Page	M01754/428
Instrument	2013961925

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 25, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,071.00 (-4.38%) Homeowner's exemption	$139,000 (+5.3%)	$139,000 (+5.3%)
2023	$1,120.00 Homeowner's exemption	$132,000	$132,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (2010–2026)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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