105 Hillmont Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 105 Hillmont Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,404 sqft · built 2007
Lot Size	0.789 acres (34,412 sqft)
Owner	Trust Name on File
Last Sale	$260,000 (Nov 2020)
Tax Bill	$1,673 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`454300218783000`

Property Details

APN / Parcel Number

Primary APN	`454300218783000`
Alternative APN	`53276`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,404 sqft Heated Area
Upper Floors Area	416 sqft
Basement Area	988 sqft
Finished Basement	988 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	34,412 sqft (0.789 acres)
Lot Dimensions	210 ft deep x 167 ft wide
Terrain	Mountain
Porch	Open Porch
Porch Area	912 sqft
Deck Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	53276
Street Address	105 HILLMONT LN
City	MURPHY
State	NC
Zip	28906-3561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 THE SPRINGS 1540/1026
Legal Lot Number	39
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2051
Census Tract	930603

Owner

105 Hillmont Ln is held in a trust since November 2020.

Source: Cherokee County records, as of October 9, 2025

Owner of Record	Trust Name on File
Co-owner	2 Co-owners on File
Mailing Address	18 CATALPA CT, FORT MYERS, FL 33919-7532
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit FINEMARK NATIONAL BANK & TRUST
Nov 17, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FINEMARK NATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 17, 2020 · Amount on File
Deed Sale	Nov 17, 2020 · Amount on File
Prior Sale	Aug 1, 2016 · Amount on File
Deed Document Number	7015
Deed Book / Page	1664 / 1013
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	105 HILLMONT LN, MURPHY, NC 28906-3561
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001739/12
Date	Jul 24, 2023
Book Page	1739/12
Instrument	3571

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank
Address	FORT MYERS, FL 33919

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 17, 2020
Property Address	105 HILLMONT LN, MURPHY, NC 28906-3561
Document Number	01664/1013
Book / Page	1664 / 1013
Instrument Date	Nov 5, 2020
Instrument	7015
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 559, ESTERO, FL 33929-0559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15557 PASCOLO LN, FORT MYERS, FL 33908-3848

Mortgage

Document Number	0016641016
Date	Nov 17, 2020
Instrument	1664/1016

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 105 Hillmont Ln was $1,673.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,673.00	$225,380	$225,380 Land $20,000 Building $205,380
2023		$225,380	$225,380 Land $20,000 Building $205,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Hillmont Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Hillmont Ln is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Hillmont Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures