105 Highland Ave, Cornelia, GA 30531 Property Records

Habersham County property record for 105 Highland Ave, Cornelia, GA 30531

Property Summary

Property Type	Medical Building
Details	5 bd · 5 ba · 3,900 sqft · built 1982
Lot Size	0.34 acres (14,810 sqft)
Owner	Company Name on File
Last Sale	$275,000 (May 2021)
Tax Bill	$6,841 (2026)
Deeds & Mortgages	Dec 2025 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`116C020`

Property Details

APN / Parcel Number

Primary APN	`116C020`
Alternative APNs	`681242` `409749`

Interior

Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	3,900 sqft Total Area
1st Floor Area	3,900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Wood Truss
Roof Material	Wood Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	162 ft deep x 160 ft wide
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	409749
Street Address	105 HIGHLAND AVE
City	CORNELIA
State	GA
Zip	30531-4366
Property Category	Commercial
Property Type	Commercial > Office > Medical Building
Local Zoning Code	P
Legal Description	10-172 AYERS BLK C 1262-176
Legal Block	C
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	3
Census Block	3020
Census Tract	604

Owner

105 Highland Ave, a commercial property, is owned by a company that bought it in May 2021.

Source: Habersham County records, as of September 11, 2026

Owner of Record	Company Name on File
Mailing Address	105 HIGHLAND AVE, CORNELIA, GA 30531-4366
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage PINNACLE BANK
May 17, 2021	Deed of Trust, Mortgage · Commercial Mortgage PROVIDE
May 4, 2021	Warranty Deed, Transfer · Commercial Mortgage PROVIDE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2021 · Amount on File
Deed Sale	May 4, 2021 · Amount on File
Deed Document Number	20211077
Deed Book / Page	1262 / 176
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	105 HIGHLAND AVE, CORNELIA, GA 30531-4366
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 HIGHLAND AVE, CORNELIA, GA 30531-4366

Mortgage

Document Number	0000001417/0000000407
Date	Dec 3, 2025
Book Page	0000001417/0000000407

Lender

Name	PINNACLE BANK

Agreement

Amount	Amount on Record
Term	48 Months
Due	Jan 1, 2030

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	105 HIGHLAND AVE, CORNELIA, GA 30531-4366
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001262/0000000180
Date	May 17, 2021
Book Page	0000001262/0000000180

Lender

Name	PROVIDE

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2031

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	May 4, 2021
Property Address	105 HIGHLAND AVE, CORNELIA, GA 30531-4366
Document Number	001262/176
Book / Page	1262 / 176
Instrument Date	May 4, 2021
Instrument	2021-001077
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 HIGHLAND AVE, CORNELIA, GA 30531-4366

Mortgage

Document Number	0001262180
Date	May 4, 2021
Instrument	1262/180

Lender

Name	PROVIDE

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	116 Months
Due	Jan 1, 2031

Mortgage

Document Number	0000001262/0000000190
Date	May 17, 2021
Book Page	0000001262/0000000190

Lender

Name	JACKSON RALPH JR

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Jan 1, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 105 Highland Ave was $6,841.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,841.00	$211,831 Land $35,432 Building $176,399	$529,576 Land $88,579 Building $440,997
2023	$4,112.00 (+44.03%)	$158,436 (+44.03%) Land $23,648 Building $134,788	$396,090 (+44.03%) Land $59,120 Building $336,970
2022	$2,855.00	$110,000 Land $17,600 Building $92,400	$275,000 Land $44,000 Building $231,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 105 Highland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Highland Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Highland Ave

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