Union County property record for 105 Hess Ln, Cobden, IL 62920
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,235 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-07-03-049-2 |
| Primary APN | 05-07-03-049-2 |
|---|---|
| Alternative APN |
|
| Lot Area | 87,120 sqft (2 acres) |
|---|
| Street Address | 105 HESS LN |
|---|---|
| City | COBDEN |
| State | IL |
| Zip | 62920-3818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S7 T12 R1W PT NW NW |
| Legal Range | 01W |
| Legal Township | 12 |
| Legal Section | 07 |
| Jurisdiction | UNION IL |
| Township / Civil Division | ANNA DISTRICT 1 |
| Census Block Group | 1 |
| Census Block | 1086 |
| Census Tract | 950200 |
Source: Union County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 386, JONESBORO, IL 62952-0386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SIU CU |
| May 26, 2020 | Deed of Trust, Mortgage · Line of Credit ANNA-JONESBORO NATIONAL BANK |
| Sep 5, 2019 | Deed of Trust, Mortgage · Line of Credit ANNA-JONESBORO NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION IL |
| Property Address | 105 HESS LN, COBDEN, IL 62920-3818 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02021R0699 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021R0699 |
| Name | SIU CU |
|---|---|
| Type | Credit Union |
| Address | CARBONDALE, IL 62901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION IL |
| Property Address | 105 HESS LN, COBDEN, IL 62920-3818 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020R0856 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 2020R0856 |
| Name | ANNA-JONESBORO NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ANNA, IL 62906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 18, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION IL |
| Property Address | 105 HESS LN, COBDEN, IL 62920-3818 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019R1548 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 2019R1548 |
| Name | ANNA-JONESBORO NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ANNA, IL 62906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 5, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Union County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Union County |
| Elementary School District | Anna Community Consolidated School District 37 (KG - 08) |
| Secondary School District | Anna Jonesboro Community High School District 81 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,235.00 (+9.32%) | $90,510 (+24.26%) Land $4,780 Building $85,730 | $271,530 (+24.26%) Land $14,340 Building $257,190 |
| 2022 | $3,874.00 Homeowner's exemption | $72,837 Land $3,853 Building $68,984 | $218,511 Land $11,559 Building $206,952 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| BLIP Networks Fixed Wireless | 25 / 5 |
| Frontier DSL | 10 / 1 |
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