Burke County property record for 105 Heritage Ln, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,479 sqft · built 1977 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Jun 2021) |
| Tax Bill | $1,948 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2713230735 |
| Primary APN | 2713230735 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,479 sqft Living Area |
| Gross Area | 3,127 sqft |
| 1st Floor Area | 1,453 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 22,216 sqft (0.51 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 285 sqft |
| Deck Area | 192 sqft |
| Patio Area | 396 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 2713230735 |
|---|---|
| Street Address | 105 HERITAGE LN |
| City | MORGANTON |
| State | NC |
| Zip | 28655-8170 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOW INTENSITY DIST |
| Legal Description | 105 HERITAGE LN MORGANTON, NC 28655 |
| Legal Subdivision | HERITAGE PARK |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20802 |
Source: Burke County records, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 105 HERITAGE LN, MORGANTON, NC 28655-8170 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jun 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2021 · Amount on Record |
| Deed Sale | Jun 15, 2021 · Amount on Record |
| Prior Sale | Aug 4, 2005 · Amount on Record |
| Deed Document Number | 0002547725 |
| Deed Book / Page | 2547 / 725 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 105 HERITAGE LN, MORGANTON, NC 28655-8170 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0026560984 |
|---|---|
| Date | Nov 18, 2022 |
| Book Page | 2656/984 |
| Instrument | 2021027967 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jun 15, 2021 |
| Property Address | 105 HERITAGE LN, MORGANTON, NC 28655-8170 |
| Document Number | 0025470725 |
| Book / Page | 2547 / 725 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 2021006921 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 BEECHMONT DR, 105, MORGANTON, NC 28655-0017 |
| Name | Verified Name |
|---|---|
| Address | 105 HERITAGE LN, MORGANTON, NC 28655-8170 |
| Document Number | 2021006922 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 2021006922 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Burke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,948.00 (-0.41%) | $333,642 (-) Land $37,587 Building $296,055 | $333,642 (-) Land $37,587 Building $296,055 |
| 2023 | $1,956.00 | $333,642 Land $37,587 Building $296,055 | $333,642 Land $37,587 Building $296,055 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Compas X-Stream Cable | 1,000 / 50 |
| AT&T DSL | 100 / 20 |
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