Watauga County property record for 105 Hemlock Cir, Beech Mountain, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,512 sqft · built 1969 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Jun 2021) |
| Tax Bill | $1,138 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Apr 2019 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1950-44-0266-000 |
| Primary APN | 1950-44-0266-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Attic | Attic |
| Attic Area | 1,080 sqft |
| Basement Area | 1,080 sqft |
| Finished Basement | 1,080 sqft |
| Unfinished Basement | 1,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 14,375 sqft (0.33 acres) |
| Porch | Porch |
| Porch Area | 12 sqft |
| Patio Area | 304 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Account Number | 1831738 |
|---|---|
| Street Address | 105 HEMLOCK CIR |
| City | BEECH MOUNTAIN |
| State | NC |
| Zip | 28604-8084 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BMR2 |
| Legal Description | CHARTER HILLS B 086 |
| Legal Subdivision | CHARTER HILLS |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | LAUREL CREEK |
| Census Block Group | 1 |
| Census Block | 1081 |
| Census Tract | 921000 |
Source: Watauga County records · APN 1950-44-0266-000
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 881 SW 58TH AVE, PLANTATION, FL 33317-4711 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 03, 2021 | Warranty Deed, Transfer · Conventional Mortgage MIAMI FIREFIGHTERS FCU |
| Apr 16, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS UNION BANK |
| Feb 13, 2017 | Trustee's Deed, Construction Loan · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 03, 2021 · Amount on Record |
| Deed Sale | Jun 03, 2021 · Amount on Record |
| Prior Sale | Jul 31, 2017 · Amount on Record |
| Deed Document Number | 2021707077 |
| Deed Book / Page | 2195 / 282 |
| Prior Transfer Date | Apr 08, 2019 |
| Prior Transfer Doc | 0020230287 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Jun 03, 2021 |
| Property Address | 105 HEMLOCK CIR, BEECH MOUNTAIN, NC 28604-8084 |
| Document Number | 0021950282 |
| Book / Page | 2195 / 282 |
| Map Reference | MB 4 PG 42 |
| Instrument Date | May 26, 2021 |
| Instrument | 707077 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 HEAVENS VIEW DR, 11, ASHEVILLE, NC 28803-9107 |
| Name | Verified Name |
|---|---|
| Address | 881 SW 58TH AVE, PLANTATION, FL 33317-4711 |
| Document Number | 0000707078 |
|---|---|
| Date | Jun 03, 2021 |
| Instrument | 707078 |
| Name | MIAMI FIREFIGHTERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Apr 16, 2019 |
| Property Address | 105 HEMLOCK CIR, BEECH MOUNTAIN, NC 28604-8084 |
| Document Number | 0020230287 |
| Book / Page | 002023 / 000287 |
| Instrument Date | Apr 08, 2019 |
| Instrument | 678087 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 105 HEMLOCK CIR BEECH MOUNTAIN NC 286048084, BEECH MOUNTAIN, NC 28604-8084 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Jul 31, 2017 |
| Property Address | 105 HEMLOCK CIR, BEECH MOUNTAIN, NC 28604-8084 |
| Document Number | 0019300818 |
| Book / Page | 1930 / 0818 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 660608 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 HEMLOCK CIR, BEECH MOUNTAIN, NC 28604-8084 |
| Document Number | 0019300821 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 1930/0821 |
| Instrument | 660609 |
| Name | HIGHLANDS UNION BANK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Feb 13, 2017 |
| Property Address | 105 HEMLOCK CIR, BEECH MOUNTAIN, NC 28604-8084 |
| Document Number | 0019080259 |
| Book / Page | 001908 / 000259 |
| Instrument Date | Feb 03, 2017 |
| Instrument | 656395 |
| Transaction Type | Construction Loan |
| Record Updated | May 03, 2017 |
| Name | Verified Name |
|---|---|
| Address | 127 SPRUCE HOLLOW RD BEECH MOUNTAIN NC 286048210, BEECH MOUNTAIN, NC 28604-8210 |
| Document Number | 0019080259 |
|---|---|
| Date | Feb 13, 2017 |
| Book Page | 001908/000259 |
| Instrument | 656395 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Feb 12, 2052 |
| Rate Type | Adjustable Rate |
|---|
Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Beech Mountain Town |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,138.00 (-59.46%) | $279,400 (-) Land $20,700 Building $258,700 | |
| 2024 | $2,807.00 | $279,400 Land $20,700 Building $258,700 | |
| 2023 | $279,400 Land $20,700 Building $258,700 |
Source: FEMA National Flood Hazard Layer as of May 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (2011–2020) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Feb 2020 |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Loretto Telephone Company Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 162 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF BEECH MOUNTAIN serves 2,468 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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