105 Hearthside Ln, Williamsburg, VA 23185 Property Records

James City County property record for 105 Hearthside Ln, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,858 sqft · built 1995
Lot Size	0.349 acres (15,202 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Apr 2021)
Tax Bill	$4,657 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`47-3 21-0-0005`

Property Details

APN / Parcel Number

Primary APN	`47-3 21-0-0005`
Alternative APN	`17291`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,858 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Fiberglass
Lot Area	15,202 sqft (0.349 acres)
Garage Type	Attached
Garage Area	551 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Deck Area	388 sqft
Patio Area	460 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	17291
Street Address	105 HEARTHSIDE LN
City	WILLIAMSBURG
State	VA
Zip	23185-3182
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 LIMITED
Legal Description	L-5 S-3A SETTLERS MILL
Legal Subdivision	SETTLERS MILL
Legal Lot Number	5
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1021
Census Tract	80202

Owner

Source: James City County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 HEARTHSIDE LN, WILLIAMSBURG, VA 23185-3182
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK
Apr 16, 2021	Warranty Deed, Transfer · VA Mortgage GEORGE MASON MORTGAGE LLC
Jun 12, 2018	Warranty Deed, Transfer · Conventional with PMI FIRST CMNWLT MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2021 · Amount on Record
Deed Sale	Apr 16, 2021 · Amount on Record
Prior Sale	Jun 12, 2018 · Amount on Record
Deed Document Number	20217640
Record Updated	Jun 8, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	105 HEARTHSIDE LN, WILLIAMSBURG, VA 23185-3182
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202414526
Date	Nov 8, 2024
Instrument	202414526

Lender

Name	TOWNEBANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 16, 2021
Property Address	105 HEARTHSIDE LN, WILLIAMSBURG, VA 23185-3182
Document Number	210007640
Instrument Date	Apr 13, 2021
Instrument	210007640
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	POTOMAC TITLE GROUP SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 HEARTHSIDE LN, WILLIAMSBURG, VA 23185-3182

Mortgage

Document Number	210007641
Date	Apr 16, 2021
Instrument	210007641

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 12, 2018
Property Address	105 HEARTHSIDE LN, WILLIAMSBURG, VA 23185-3182
Document Number	0000009923
Instrument Date	Jun 11, 2018
Instrument	9923
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 HEARTHSIDE LN WILLIAMSBURG VA 231853182, WILLIAMSBURG, VA 23185-3182

Mortgage

Document Number	9924
Date	Jun 12, 2018
Instrument	9924

Lender

Name	FIRST CMNWLT MTG CORP

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,657.00 (+6.42%)	$561,100 (+21.93%) Land $121,300 Building $439,800	$561,100 (+21.93%) Land $121,300 Building $439,800
2024	$4,376.00 (+14.58%)
2023	$3,819.00	$460,200 Land $85,000 Building $375,200	$460,200 Land $85,000 Building $375,200
2022	$3,819.00 (+4.63%)
2019	$3,650.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2006–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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