105 Hearn Rd, Saco, ME 04072 Property Records

York County and Saco City property record for 105 Hearn Rd, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,990 sqft · built 1985
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,600 (Jan 2005)
Tax Bill	$6,535 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S4211R`

Property Details

APN / Parcel Number

Primary APN	`S4211R`
Alternative APNs	`SACO M:093 L:004 U:002-000` `M:093 L:004 U:002=000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,990 sqft Living Area
Gross Area	4,704 sqft
1st Floor Area	1,048 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	78,408 sqft (1.8 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	S4211R
Street Address	105 HEARN RD
City	SACO
State	ME
Zip	04072-9699
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Lot Number	4
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2006
Census Tract	5100

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 HEARN RD, SACO, ME 04072-9699
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · Line of Credit SACO VALLEY CREDIT UNION
Feb 28, 2020	Deed of Trust, Mortgage SACO VLY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2005 · Amount on Record
Deed Sale	Jan 13, 2005 · Amount on Record
Deed Document Number	20052278
Deed Book / Page	14348 / 667
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	105 HEARN RD, SACO, ME 04072-9699
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0194010368
Date	Mar 13, 2024
Book Page	19401/368
Instrument	2024007160

Lender

Name	SACO VALLEY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	105 HEARN RD, SACO, ME 04072-9699
Document Number	0181860038
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 HEARN RD SACO ME 040729699, SACO, ME 04072-9699

Mortgage

Document Number	0181860038
Date	Mar 4, 2020
Book Page	018186/000038
Instrument	10255

Lender

Name	SACO VLY CU
Type	Credit Union
Address	SACO, ME 04072

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 3, 2030

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,535.00 (+6.73%)	$460,200 (+5.6%) Land $147,000 Building $313,200
2024	$6,123.00 (+3.06%)	$435,800 (+34.46%) Land $147,000 Building $288,800
2022	$5,941.00	$324,100 Land $111,900 Building $212,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2008–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2010 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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