105 Harris St, Toccoa, GA 30577 Property Records

Stephens County property record for 105 Harris St, Toccoa, GA 30577

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,215 sqft · built 1940
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$154,000 (Feb 2023)
Tax Bill$1,965 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNT36 029

Property Details

APN / Parcel Number

Primary APNT36 029
Alternative APN
  • 766000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,215 sqft Heated Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Garage Area360 sqft
PorchPorch
Porch Area104 sqft
Utility Building128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number766000
Old Parcel NumberT36029
Street Address105 HARRIS ST
CityTOCCOA
StateGA
Zip30577-3119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-IA
Legal DescriptionLOT 3 BLK A CLEARVIEW HEIGHTS S/D
Legal SubdivisionCLEARVIEW HEIGHTS
Legal BlockA
Legal Lot Number3
JurisdictionSTEPHENS GA
Township / Civil DivisionTOCCOA
Census Block Group4
Census Block4047
Census Tract970102

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address105 HARRIS ST, TOCCOA, GA 30577-3119
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2023 · Amount on Record
Deed SaleFeb 24, 2023 · Amount on Record
Prior SaleApr 14, 2017 · Amount on Record
Deed Document Number0000132380
Deed Book / Page1323 / 80
Record UpdatedJun 8, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEPHENS GA
Recording DateFeb 24, 2023
Property Address105 HARRIS ST, TOCCOA, GA 30577-3119
Document Number0013230080
Book / Page1323 / 80
Instrument DateFeb 24, 2023
Instrument2023-000218
Transaction TypeTransfer
Record UpdatedMar 17, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 HARRIS ST, TOCCOA, GA 30577-3119

Mortgage

Document Number0000132382
DateFeb 24, 2023
Instrument1323/82
Lender
NameSOUTHPOINT FINANCIAL
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
MunicipalityToccoa City
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,965.00 (+55.46%)$56,334 (+57.6%) Land $5,460 Building $50,874$140,833 (+57.6%) Land $13,649 Building $127,184
2023$1,264.00 (+36.06%)$35,745 (+35.97%) Land $5,460 Building $30,285$89,361 (+35.98%) Land $13,649 Building $75,712
2022$929.00$26,288 Land $5,460 Building $20,828$65,718 Land $13,649 Building $52,069

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOCCOA
serves 28,711 people · EPA ID GA2570001
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
TruVista Communications
Cable
500 / 50

May also be available: Point Broadband, Verizon.

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