105 Hardy Rd, Troy, MO 63379 Property Records

Lincoln County property record for 105 Hardy Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,427 sqft · built 1996
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$296,700 (Nov 2021)
Tax Bill	$2,698 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-50-15-000-000-011.001`

Property Details

APN / Parcel Number

Primary APN	`14-50-15-000-000-011.001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,427 sqft Living Area
Basement Area	1,427 sqft
Unfinished Basement	1,427 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	105 HARDY RD
City	TROY
State	MO
Zip	63379-5412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 AC PT SE1/4 NW1/4 OF SEC 15
Legal Range	01E
Legal Township	49N
Legal Section	15
Jurisdiction	LINCOLN MO
Township / Civil Division	SNOW HILL
Census Block Group	3
Census Block	3000
Census Tract	810309

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 HARDY RD, TROY, MO 63379-5412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 9, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2021 · Amount on Record
Deed Sale	Nov 9, 2021 · Amount on Record
Deed Document Number	202114675
Deed Book / Page	2472 / 93
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	105 HARDY RD, TROY, MO 63379-5412
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 WOODWARD AVE, DETROIT, MI 48226-3573

Mortgage

Document Number	002484/268
Date	Sep 30, 2022
Book Page	2484/268
Instrument	2022010042

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2042

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 9, 2021
Property Address	105 HARDY RD, TROY, MO 63379-5412
Document Number	0002472/93
Book / Page	2472 / 93
Instrument Date	Oct 25, 2021
Instrument	2021014675
Transaction Type	Transfer
Record Updated	Jan 20, 2022
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	705 W WHITE ST, 705, CHAMPAIGN, IL 61820-4705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 HARDY RD, TROY, MO 63379-5412

Mortgage

Document Number	2021014676
Date	Nov 9, 2021
Instrument	2021014676

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,704 (-) Land $4,978 Building $40,726
2025	$2,698.00 (+6.05%)	$45,704 (+7.69%) Land $4,978 Building $40,726	$240,550 (+7.69%) Land $26,200 Building $214,350
2023	$2,544.00 (+11.19%)	$42,442 Land $4,560 Building $37,882	$223,380 Land $24,000 Building $199,380
2022	$2,288.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, T-Mobile, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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