105 Harding Rd, Eastham, MA 02642 Property Records

Barnstable County and Eastham Town property record for 105 Harding Rd, Eastham, MA 02642

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,276 sqft · built 1997
Lot Size	0.479 acres (20,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Dec 2018)
Tax Bill	$7,944 (2025)
Deeds & Mortgages	Nov 2021 Refinance Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:0004 L:0298=B`

Property Details

APN / Parcel Number

Primary APN	`M:0004 L:0298=B`
Alternative APNs	`EAST M:0004 L:0298-B` `575`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,276 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,850 sqft (0.479 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	575
Street Address	105 HARDING RD
City	EASTHAM
State	MA
Zip	02642-1488
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Subdivision	BAYLAND REALTY TRUST
Legal Lot Number	298-B
Jurisdiction	EASTHAM MA
Township / Civil Division	EASTHAM
Census Block Group	3
Census Block	3026
Census Tract	10306

Owner

Source: Barnstable County and Eastham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	88 JEFFERSON RD, FRANKLIN, MA 02038-3392
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK
Dec 7, 2018	Quit Claim Deed, Transfer CAPE COD FIVE CENTS SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2018 · Amount on Record
Deed Sale	Dec 7, 2018 · Amount on Record
Prior Sale	Jan 26, 2012 · Amount on Record
Deed Document Number	201860926
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EASTHAM MA
Property Address	105 HARDING RD, EASTHAM, MA 02642
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34632-93
Date	Nov 4, 2021
Book Page	34632/93
Instrument	72284

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EASTHAM MA
Recording Date	Dec 7, 2018
Property Address	105 HARDING RD, EASTHAM, MA 02642
Document Number	31714-36
Book / Page	031714 / 000036
Instrument Date	Dec 4, 2018
Instrument	60926
Transaction Type	Transfer
Record Updated	Dec 26, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,562.50
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	88 JEFFERSON RD EASTHAM MA 02642, EASTHAM, MA 02642

Mortgage

Document Number	31714-38
Date	Dec 7, 2018
Book Page	031714/000038
Instrument	60927

Lender

Name	CAPE COD FIVE CENTS SVGS BK
Type	Federal Savings Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2048

Tax Assessment & Valuation

Source: Barnstable County and Eastham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Eastham Town
Elementary School District	Eastham School District (PK - 05)
Secondary School District	Nauset School District (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,944.00 (+13.32%)	$1,030,400 (+3.04%) Land $291,500 Building $738,900	$1,068,560
2024	$7,010.00 (+9.28%)	$1,000,000 (+12.87%) Land $283,000 Building $717,000
2023	$6,415.00	$886,000 Land $262,100 Building $623,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	14 (1978–2018)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 2 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF EASTHAM serves 6,199 people · EPA ID MA4086095
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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