105 Harbor St, Oscoda, MI 48750 Property Records

Iosco County property record for 105 Harbor St, Oscoda, MI 48750

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 528 sqft · built 1965
Lot Size0.06 acres (2,614 sqft)
Owner2 Individual Names on Record
Last Sale$55,000 (Jul 2026)
Tax Bill$705 (2025)
Deeds & MortgagesJul 2026 Sale
Aug 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN021D1000000500

Property Details

APN / Parcel Number

Primary APN021D1000000500

Interior

Bedrooms1 Bed
Full Baths1 Bath
Building Area528 sqft Building Perimeter
1st Floor Area528 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch
Lot Area2,614 sqft (0.06 acres)
Lot Dimensions60 ft deep x 44 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address105 HARBOR ST
CityOSCODA
StateMI
Zip48750-1310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC3
Legal DescriptionASSESSORS PLAT OF DAMREAU GARDENS LOT 5
Legal SubdivisionASSESSORS PLAT OF DAMREAU GARDENS
Legal Lot Number5
JurisdictionIOSCO MI
Township / Civil DivisionAU SABLE
Census Block Group1
Census Block1044
Census Tract400

Owner

Source: Iosco County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address105 HARBOR ST, OSCODA, MI 48750-1310
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2026Warranty Deed, Transfer
LANDMARK TITLE
Aug 4, 2020Warranty Deed, Transfer
Aug 4, 2020Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2026 · Amount on Record
Deed SaleJul 31, 2026 · Amount on Record
Prior SaleAug 4, 2020 · Amount on Record
Deed Document Number20264396
Prior Transfer DateJul 27, 2020
Prior Transfer Doc2020004224
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIOSCO MI
Recording DateJul 31, 2026
Property Address105 HARBOR ST, OSCODA, MI 48750-1310
Document Number0000004396
Instrument DateJul 31, 2026
Instrument20264396
Transaction TypeTransfer
Record UpdatedAug 14, 2026
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address105 HARBOR ST, OSCODA, MI 48750-1310

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIOSCO MI
Recording DateAug 4, 2020
Property Address105 HARBOR ST, OSCODA, MI 48750-1310
Document Number2020004225
Instrument DateAug 3, 2020
Instrument2020004225
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionIOSCO MI
Recording DateAug 4, 2020
Property Address105 HARBOR ST, OSCODA, MI 48750-1310
Document Number2020004224
Instrument DateJul 27, 2020
Instrument2020004224
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Iosco County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyIosco County
County SubdivisionAu Sable Charter Township
Unified School DistrictOscoda Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$21,500 (+5.91%) Land $21,500$43,000 (+5.91%) Land $43,000
2025$705.00$20,300 Land $20,300$40,600 Land $40,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims4 (1986–2026)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAU SABLE TOWNSHIP
serves 2,370 people · EPA ID MI0000290
Water SourcePurchased surface water from HURON SHORE REGIONAL UTILITY AUTHORITY
Last State InspectionJul 2025
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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