105 Harbor Lights Dr, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 105 Harbor Lights Dr, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,225 sqft · built 2012
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$715,000 (Jun 2023)
Tax Bill	$3,051 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`459-15-03-0061`

Property Details

APN / Parcel Number

Primary APN	`459-15-03-0061`
Alternative APN	`1911230004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,225 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.269 acres)
Garage Type	Attached
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	1911230004
Street Address	105 HARBOR LIGHTS DR
City	SURFSIDE BEACH
State	SC
Zip	29575-4173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOUR LIGHTS SUBD; LOT 35
Legal Subdivision	HARBOUR LIGHTS SUBD
Legal Lot Number	35
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1037
Census Tract	51201

Owner

Source: Horry County records, as of February 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	105 HARBOR LIGHTS DR, SURFSIDE BEACH, SC 29575-4173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2023 · Amount on Record
Deed Sale	Jun 21, 2023 · Amount on Record
Prior Sale	May 4, 2012 · Amount on Record
Deed Document Number	0000469367
Deed Book / Page	4693 / 67
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Jun 21, 2023
Property Address	105 HARBOR LIGHTS DR, SURFSIDE BEACH, SC 29575-4173
Document Number	0046930067
Book / Page	4693 / 67
Instrument Date	Jun 14, 2023
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26.46
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 HARBOR LIGHTS DR, SURFSIDE BEACH, SC 29575-4173

Mortgage

Document Number	66870000001935
Date	Jun 21, 2023
Book Page	0000006687/0000001935

Lender

Name	COASTAL CAROLINA NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Jul 1, 2020

Tax Assessment & Valuation

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Municipality	Surfside Beach Town
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,051.00		$706,123 (-) Land $357,420 Building $348,703
2024	$3,051.00 (-37.48%)	$28,245 (+33.79%) Land $14,297 Building $13,948	$706,123 (+80.71%) Land $357,420 Building $348,703
2023	$4,880.00 (+1.33%)	$21,111 (-9.96%) Land $6,925 Building $14,186	$390,750 (-) Land $132,250 Building $258,500
2021	$4,816.00	$23,445 Land $7,935 Building $15,510	$390,750 Land $132,250 Building $258,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 231 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	303 units insured incl. 72 condo units
Nearby Flood Claims	101 (1979–2022)
Claims Outside the SFHA	15 of 101
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 11 claims Severe Winds And Flooding Assoc With Hurricane Fran, Sep 1996 · 5 claims Hurricane Hugo, Sep 1989 · 64 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20