Richland County property record for 105 Harbor Dr, Columbia, SC 29229
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 5,840 sqft · built 2008 |
| Lot Size | 0.691 acres (30,131 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Mar 2011) |
| Tax Bill | $6,072 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23206-01-44 |
| Primary APN | 23206-01-44 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,840 sqft Heated Area |
| Gross Area | 7,753 sqft |
| 1st Floor Area | 2,267 sqft |
| Basement Area | 2,244 sqft |
| Finished Basement | 2,244 sqft |
| Unfinished Basement | 2,244 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,131 sqft (0.691 acres) |
| Garage Area | 938 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 545 sqft |
| Patio Area | 430 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01648845 |
|---|---|
| Street Address | 105 HARBOR DR |
| City | COLUMBIA |
| State | SC |
| Zip | 29229-7347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | LOT 44 128.1X237.1X38.2X30.5X31X36.6X 285.7 #SU THE PENINSULA AT LAKE |
| Legal Subdivision | WATERFRONT FOR THE PENINSULA |
| Legal Lot Number | 44,128 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11423 |
105 Harbor Dr is owned and occupied by two individuals who acquired it in June 2025.
Source: Richland County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 HARBOR DR, COLUMBIA, SC 29229-7347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CMNTY BK |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional with PMI AMERIS BK |
| Jan 16, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CMNTY BK |
| Sep 13, 2019 | Deed of Trust, Mortgage · Conventional with PMI AMERIS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2011 · Amount on File |
| Deed Sale | Mar 7, 2011 · Amount on File |
| Prior Sale | Oct 21, 2008 · Amount on File |
| Deed Document Number | 201114947 |
| Deed Book / Page | 1670 / 478 |
| Last Transfer Date | Jun 9, 2025 |
| Transfer Doc | 0030273470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 105 HARBOR DR, COLUMBIA, SC 29229-7347 |
| Document Number | 2561/1556 |
| Instrument Date | Dec 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 105 HARBOR DR COLUMBIA SC 292297347, COLUMBIA, SC 29229-7347 |
| Document Number | 2561/1556 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 002561/001556 |
| Instrument | 68727 |
| Name | FIRST CMNTY BK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, SC 29072 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 8, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 105 HARBOR DR, COLUMBIA, SC 29229-7347 |
| Document Number | 2546/3433 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 105 HARBOR DR COLUMBIA SC 292297347, COLUMBIA, SC 29229-7347 |
| Document Number | 2546/3433 |
|---|---|
| Date | Oct 31, 2020 |
| Book Page | 002546/003433 |
| Instrument | 59304 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 30, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 105 HARBOR DR, COLUMBIA, SC 29229-7347 |
| Document Number | 2463/1140 |
| Instrument Date | Jan 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 105 HARBOR DR COLUMBIA SC 292297347, COLUMBIA, SC 29229-7347 |
| Document Number | 2463/1140 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 002463/001140 |
| Instrument | 3409 |
| Name | FIRST CMNTY BK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, SC 29072 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 20, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 105 HARBOR DR, COLUMBIA, SC 29229-7347 |
| Document Number | 2429/2799 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 105 HARBOR DR COLUMBIA SC 292297347, COLUMBIA, SC 29229-7347 |
| Document Number | 2429/2799 |
|---|---|
| Date | Sep 19, 2019 |
| Book Page | 002429/002799 |
| Instrument | 69513 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 18, 2049 |
The 2025 property tax bill for 105 Harbor Dr was $6,072.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,072.00 | $739,400 (-) | $752,900 (-) Land $124,800 Building $628,100 |
| 2024 | $739,400 (+2,775.25%) | $752,900 (+17.11%) Land $124,800 Building $628,100 | |
| 2023 | $5,221.00 | $25,716 | $642,900 |
| 2021 | $5,289.00 | $25,720 | $725,800 Land $130,000 Building $595,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 105 Harbor Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Harbor Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.1% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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