105 Gum St, Dunn, NC 28334 Property Records

Harnett County property record for 105 Gum St, Dunn, NC 28334

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,104 sqft · built 1978
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$133,500 (Oct 2020)
Tax Bill$2,375 (2026)
Deeds & MortgagesOct 2020 Sale & Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02151711040005

Property Details

APN / Parcel Number

Primary APN02151711040005
Alternative APN
  • 1500038704

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,104 sqft Heated Area
1st Floor Area1,104 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1980
Exterior MaterialWood Siding
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions148 ft deep x 63 ft wide
Garage Area288 sqft
Pool Area648 sqft
Patio Area496 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1500038704
Street Address105 GUM ST
CityDUNN
StateNC
Zip28334-8422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionLOT#116 SEC#5 PONDEROSA MB#22-53
Legal SubdivisionPONDEROSA
Legal Lot Number116
JurisdictionHARNETT NC
Township / Civil DivisionAVERASBORO
Census Block Group1
Census Block1021
Census Tract70300

Owner

105 Gum St is owned and occupied by an individual who bought it in October 2020.

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address105 GUM ST, DUNN, NC 28334-8422
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2020Warranty Deed, Transfer · VA Mortgage
ATLANTIC HOME LOANS INC
Jan 5, 2018Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2020 · Amount on File
Deed SaleOct 13, 2020 · Amount on File
Prior SaleJan 5, 2018 · Amount on File
Deed Document Number202018540
Deed Book / Page3880 / 725
Prior Transfer DateApr 8, 2014
Prior Transfer Doc0000004777
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateOct 13, 2020
Property Address105 GUM ST, DUNN, NC 28334-8422
Document Number0000018540
Book / Page3880 / 725
Map ReferenceMB 22 PG 53
Instrument DateSep 24, 2020
Instrument2020018540
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$267.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 608, PEMBROKE, NC 28372-0608

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 GUM ST, DUNN, NC 28334-8422

Mortgage

Document Number0000018541
DateOct 13, 2020
Instrument2020018541
Lender
NameATLANTIC HOME LOANS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateJan 5, 2018
Property Address105 GUM ST, DUNN, NC 28334-8422
Document Number0000000214
Book / Page3571 / 0014
Map ReferenceMB 22 PG 53
Instrument DateJan 3, 2018
Instrument2018000214
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$226.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1800 FAIRVIEW BLVD, 1800, WINSTON SALEM, NC 27127-6620

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 GUM ST, DUNN, NC 28334-8422

Mortgage

Document Number0000000215
DateJan 5, 2018
Instrument2018000215
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 105 Gum St was $2,375, up 21.9% from the year before.

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
MunicipalityDunn City
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,375.00 (+21.92%)$173,309 (+21.18%)$173,309 (+21.18%) Land $23,000 Building $150,309
2025$1,948.00$143,013$143,013 Land $20,700 Building $122,313
2023$1,844.00$143,013$143,013 Land $20,700 Building $122,313

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Gum St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2016)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Gum St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DUNN
serves 12,497 people · EPA ID NC0343010
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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