James City County property record for 105 Gullane, Williamsburg, VA 23188
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,873 sqft · built 1991 |
| Lot Size | 0.474 acres (20,647 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $799,990 (Jun 2026) |
| Tax Bill | $7,286 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Dec 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-1 02-0-0198 |
| Primary APN | 37-1 02-0-0198 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,873 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Roof Material | Fiberglass |
| Lot Area | 20,647 sqft (0.474 acres) |
| Garage Type | Attached |
| Garage Area | 959 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 136 sqft |
| Deck Area | 959 sqft |
| Patio Area | 959 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 11646 |
|---|---|
| Street Address | 105 GULLANE |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23188-7438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDEN |
| Legal Description | L-198 S-2 FORD'S COLONY |
| Legal Subdivision | FORDS COLONY |
| Legal Lot Number | 198 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | POWHATAN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 80207 |
Source: James City County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 GULLANE, WILLIAMSBURG, VA 23188-7438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE |
| Dec 21, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BK |
| Jul 25, 2018 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2026 · Amount on Record |
| Deed Sale | Jun 22, 2026 · Amount on Record |
| Deed Document Number | 20267772 |
| Prior Transfer Date | Jun 29, 2018 |
| Prior Transfer Doc | 0000012227 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jun 22, 2026 |
| Property Address | 105 GULLANE, WILLIAMSBURG, VA 23188-7438 |
| Document Number | 0000007772 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 20267772 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80,798.99 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 GULLANE, WILLIAMSBURG, VA 23188-7438 |
| Document Number | 0000007773, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 20267773 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 105 GULLANE, WILLIAMSBURG, VA 23188-7438 |
| Document Number | 0000000685 |
| Instrument Date | Dec 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 0000000685 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 685 |
| Name | TRUIST BK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jul 25, 2018 |
| Property Address | 105 GULLANE, WILLIAMSBURG, VA 23188-7438 |
| Document Number | 0000012227 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 12227 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3898 DEMPSEY LN HUNTINGDON VALLEY PA 190061902, HUNTINGDON VALLEY, PA 19006-1902 |
Source: James City County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,286.00 (+7.56%) | $868,500 (+22.76%) Land $107,900 Building $760,600 | $868,500 (+22.76%) Land $107,900 Building $760,600 |
| 2024 | $6,774.00 (+15.36%) | ||
| 2023 | $5,872.00 | $707,500 Land $78,900 Building $628,600 | $707,500 Land $78,900 Building $628,600 |
| 2022 | $5,872.00 (+9.14%) | ||
| 2019 | $5,380.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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