Jefferson County property record for 105 Graces Pl, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1968 |
| Lot Size | 0.343 acres (14,931 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,260 (Jun 2026) |
| Tax Bill | $740 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Line of Credit Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 185.015.00000072 |
| Primary APN | 185.015.00000072 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Construction Type | Frame |
| Lot Area | 14,931 sqft (0.343 acres) |
| Porch | Open Frame Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 105 GRACES PL |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-3315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | DEERFIELD 1 LOT 11 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 15 |
| Legal Subdivision | DEERFIELD 1 |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | JOACHIM |
| Census Block Group | 4 |
| Census Block | 4032 |
| Census Tract | 700900 |
Source: Jefferson County records · APN 185.015.00000072
Assessment roll updated September 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 GRACES PL, FESTUS, MO 63028-3315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jun 17, 2026 | Quit Claim Deed, Transfer · Line of Credit FIRST STATE COMMUNITY BANK |
| Dec 02, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST ST CMNTY BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on Record |
| Deed Sale | Jun 17, 2026 · Amount on Record |
| Deed Document Number | 202616337 |
| Prior Transfer Date | Jun 12, 2026 |
| Prior Transfer Doc | 0000016337 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jun 17, 2026 |
| Property Address | 105 GRACES PL, FESTUS, MO 63028-3315 |
| Document Number | 0000016337 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202616337 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 GRACES PL, FESTUS, MO 63028-3315 |
| Document Number | 0000016338, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 202616338 |
| Name | FIRST STATE COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 105 GRACES PL, FESTUS, MO 63028-3315 |
| Document Number | 0000038597 |
| Instrument Date | Dec 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | HILLSBORO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 105 GRACES PL FESTUS MO 630283315, FESTUS, MO 63028-3315 |
| Document Number | 0000038597 |
|---|---|
| Date | Dec 09, 2019 |
| Instrument | 38597 |
| Name | FIRST ST CMNTY BK |
|---|---|
| Type | Bank |
| Address | FESTUS, MO 63028 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Festus R-VI School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $740.00 (+0.54%) | $13,000 (+6.56%) Land $800 Building $12,200 | $68,600 (-) Land $4,400 Building $64,200 |
| 2024 | $68,600 (+6.85%) Land $4,400 Building $64,200 | ||
| 2023 | $736.00 | $12,200 Land $800 Building $11,400 | $64,200 Land $4,400 Building $59,800 |
Source: FEMA National Flood Hazard Layer as of October 2, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 57 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEFFERSON COUNTY PWSD 5 serves 8,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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