105 Gloucester Ct, Charlottesville, VA 22901 Property Records

Albemarle County property record for 105 Gloucester Ct, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,016 sqft · built 1987
Lot Size	1.03 acres (44,997 sqft)
Owner	Individual Name on Record
Last Sale	$469,900 (Mar 2021)
Tax Bill	$4,829 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jan 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045B2-02-00-00400`

Property Details

APN / Parcel Number

Primary APN	`045B2-02-00-00400`
Alternative APN	`10580`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,016 sqft Finished Area
Basement Area	1,008 sqft
Finished Basement	875 sqft
Unfinished Basement	133 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	44,997 sqft (1.03 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Deck Area	448 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	105 GLOUCESTER CT
City	CHARLOTTESVILLE
State	VA
Zip	22901-1046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 RESIDEN
Legal Description	CARRSBROOK 4
Legal Subdivision	CARRSBROOK
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	1
Census Block	1001
Census Tract	10604

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	105 GLOUCESTER CT, CHARLOTTESVILLE, VA 22901-1046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 20, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS & FARMERS BANK
May 20, 2020	Deed of Trust, Mortgage · Line of Credit UNIVERSITY/VA CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Deed Document Number	20215517
Deed Book / Page	5508 / 757
Record Updated	Sep 20, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 30, 2021
Property Address	105 GLOUCESTER CT, CHARLOTTESVILLE, VA 22901-1046
Document Number	5508/757
Book / Page	5508 / 757
Map Reference	MB 832 PG 586
Instrument Date	Mar 9, 2021
Instrument	2021-00005517
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	105 GLOUCESTER CT, CHARLOTTESVILLE, VA 22901-1046

Mortgage

Document Number	202100005518
Date	Mar 30, 2021
Instrument	2021-00005518

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	105 GLOUCESTER CT, CHARLOTTESVILLE, VA 22901-1046
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 GLOUCESTER CT, CHARLOTTESVILLE, VA 22901-1046

Mortgage

Document Number	202100001054
Date	Jan 20, 2021
Book Page	5464/50
Instrument	2021-00001054

Lender

Name	CITIZENS & FARMERS BANK
Type	Bank
Address	CHARLOTTESVILLE, VA 22902

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	105 GLOUCESTER CT, CHARLOTTESVILLE, VA 22901-1046
Document Number	0000006255
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	DOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 GLOUCESTER CT CHARLOTTESVILLE VA 229011046, CHARLOTTESVILLE, VA 22901-1046

Mortgage

Document Number	0000006255
Date	May 29, 2020
Book Page	005324/000142
Instrument	6255

Lender

Name	UNIVERSITY/VA CMNTY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 28, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,829.00 (+3.43%)	$540,100 (+3.41%) Land $120,600 Building $419,500	$540,100 (+3.41%) Land $120,600 Building $419,500
2025	$4,669.00 (+18.23%)	$522,300 (+12.93%) Land $126,000 Building $396,300	$522,300 (+12.93%) Land $126,000 Building $396,300
2023	$3,949.00	$462,500 Land $121,500 Building $341,000	$462,500 Land $121,500 Building $341,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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