105 Ginger Dr, Pottsboro, TX 75076 Property Records

Grayson County property record for 105 Ginger Dr, Pottsboro, TX 75076

Property Summary

Property Type	Single Family Home
Details	1,851 sqft · built 1999
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Tax Bill	$5,697 (2024)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`049A6825011`

Property Details

APN / Parcel Number

Primary APN	`049A6825011`
Alternative APN	`110366`

Interior

Building Area	1,851 sqft Living Area
Gross Area	2,365 sqft
1st Floor Area	1,851 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2011
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	143 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	514 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	419 sqft
Utility Building	1,600 sqft

Location & Zoning

Account Number	110366
Old Parcel Number	049A6825011
Street Address	105 GINGER DR
City	POTTSBORO
State	TX
Zip	75076-7049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH SLOPE ADDN PHASE THREE, BLOCK 2, LOT 3, ACRES .31
Legal Subdivision	NORTH SLOPE ADDN PHASE THREE
Legal Phase	3
Legal Block	2
Legal Lot Number	3
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	1
Census Block	1071
Census Tract	302

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 GINGER DR, POTTSBORO, TX 75076-7049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Feb 28, 2017	Vendor's Lien, Transfer · FHA Mortgage WR STARKEY MORTGAGE LLP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2017
Deed Sale	Feb 28, 2017
Deed Document Number	2017-00004056
Deed Book / Page	5956 / 00385
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	105 GINGER DR, POTTSBORO, TX 75076-7049
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025048
Date	Sep 20, 2023
Instrument	2023-25048

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 5, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	105 GINGER DR, POTTSBORO, TX 75076-7049
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031975
Date	Sep 20, 2021
Instrument	2021-00031975

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Feb 28, 2017
Property Address	105 GINGER DR, POTTSBORO, TX 75076-7049
Document Number	0000004056
Book / Page	5956 / 00385
Map Reference	VOL 11 PG 19&20
Instrument Date	Feb 27, 2017
Instrument	2017-00004056
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 GINGER DR, POTTSBORO, TX 75076-7049

Mortgage

Document Number	0000004057
Date	Feb 28, 2017
Instrument	2017-00004057

Lender

Name	WR STARKEY MORTGAGE LLP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Pottsboro Town
Unified School District	Pottsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$396,814 (+0.37%) Land $85,748 Building $323,325	$409,073 (+3.47%) Land $85,748 Building $323,325
2024	$5,697.00 (+2.3%)
2023		$395,370 Land $57,629 Building $337,741	$395,370 Land $57,629 Building $337,741
2022	$5,569.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	18 (1990–2019)
Claims Outside the SFHA	10 of 18
Most Recent Claim	Sep 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 6 claims Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims Severe Storms, Tornadoes & Flooding, May 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POTTSBORO serves 2,874 people · EPA ID TX0910004
Water Source	Purchased surface water from CITY OF DENISON
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	500 / 100

May also be available: 360 Broadband, Nextlink, Verizon.

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