105 Ginger Ct, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 105 Ginger Ct, Chesapeake, VA 23320

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,188 sqft · built 1972
Lot Size0.262 acres (11,413 sqft)
OwnerIndividual Name on Record
Last Sale$345,000 (Jan 2025)
Tax Bill$3,284 (2025)
Deeds & MortgagesApr 2026 Mortgage
Jun 2022 Sale & Mortgage
+ 3 more
APN0271011000230

Property Details

APN / Parcel Number

Primary APN0271011000230

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,188 sqft Living Area
1st Floor Area1,188 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2019
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,413 sqft (0.262 acres)
Lot Dimensions144 ft deep x 70 ft wide
Garage TypeAttached
Garage Area351 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address105 GINGER CT
CityCHESAPEAKE
StateVA
Zip23320-5922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8S: RESID
Legal Description23 PRINCETON HALLS SEC 4
Legal SubdivisionPRINCETON HALLS
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1000
Census Tract20905

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address105 GINGER CT, CHESAPEAKE, VA 23320-5922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2026Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 14, 2022Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HOME LOANS
May 2, 2019Warranty Deed, Transfer
ATTORNEY
May 2, 2019Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
May 17, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 17, 2025 · Amount on Record
Deed SaleJan 17, 2025 · Amount on Record
Prior SaleJun 14, 2022 · Amount on Record
Deed Document Number20251232
Deed Book / Page10820 / 387
Prior Transfer DateApr 27, 2017
Prior Transfer Doc9788/1200
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Recording DateApr 16, 2026
Property Address105 GINGER CT, CHESAPEAKE, VA 23320-5922
Document Number0000009500
Book / Page10967 / 1774
Instrument DateMar 21, 2026
Instrument20269500
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 GINGER CT, CHESAPEAKE, VA 23320-5922

Mortgage

Document Number0000009500,
DateApr 16, 2026
Book Page10967/1774
Instrument20269500
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.01%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJun 14, 2022
Property Address105 GINGER CT, CHESAPEAKE, VA 23320-5922
Document Number010570/581
Book / Page10570 / 581
Instrument DateJun 7, 2022
Instrument220019674
Transaction TypeTransfer
Record UpdatedJun 29, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 GINGER CT, CHESAPEAKE, VA 23320-5922

Mortgage

Document Number0220019677
DateJun 14, 2022
Instrument220019677
Lender
NameVETERANS UNITED HOME LOANS
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 2, 2019
Property Address105 GINGER CT, CHESAPEAKE, VA 23320-5922
Document Number10008/674
Book / Page10008 / 674
Instrument DateMay 1, 2019
Instrument190010250
Transaction TypeTransfer
Record UpdatedFeb 6, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 GINGER CT, CHESAPEAKE, VA 23320-5922

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 2, 2019
Property Address105 GINGER CT, CHESAPEAKE, VA 23320-5922
Document Number10008/674
Book / Page10008 / 674
Instrument DateMay 1, 2019
Instrument190010250
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 GINGER CT, CHESAPEAKE, VA 23320-5922

Mortgage

Document Number190010251
DateMay 2, 2019
Instrument190010251
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

May 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 17, 2017
Property Address105 GINGER CT, CHESAPEAKE, VA 23320-5922
Document Number9788/1200
Book / Page9788 / 1200
Instrument DateApr 27, 2017
Instrument170013344
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 GINGER CT, CHESAPEAKE, VA 23320-5922

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$330,000 (+1.51%) Land $130,000 Building $200,000$330,000 (+1.51%) Land $130,000 Building $200,000
2025$3,284.00 (+9.87%)$325,100 (+23.66%) Land $120,000 Building $205,100$325,100 (+23.66%) Land $120,000 Building $205,100
2024$2,989.00 (+43.15%)
2023$262,900 (+10.32%) Land $95,000 Building $167,900$262,900 (+10.32%) Land $95,000 Building $167,900
2022$238,300 Land $85,000 Building $153,300$238,300 Land $85,000 Building $153,300
2019$2,088.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1999)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless · Fiber in parts of the area
100 / 20

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