105 Gilbert Dr, Fort Oglethorpe, GA 30742 Property Records

Catoosa County property record for 105 Gilbert Dr, Fort Oglethorpe, GA 30742

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,296 sqft · built 1952
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$127,000 (Aug 2019)
Tax Bill	$1,703 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2024 Mortgage + 8 more
Flood Zone	Zone X (moderate risk)
APN	`0003A109000`

Property Details

APN / Parcel Number

Primary APN	`0003A109000`
Alternative APNs	`0003A109` `3878`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,296 sqft Heated Area
1st Floor Area	984 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	157 ft deep x 89 ft wide
Porch	Slab
Porch Area	240 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3878
Street Address	105 GILBERT DR
City	FORT OGLETHORPE
State	GA
Zip	30742-3733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FOR R-2
Legal Description	LOT 3 BLK D GILBERT & STEPHENSON
Legal Subdivision	GILBERT STEPHENSON
Legal Block	D
Legal Lot Number	3
Jurisdiction	CATOOSA GA
Township / Civil Division	FORT OGLETHORPE-LAKEVIEW
Census Block Group	1
Census Block	1028
Census Tract	30701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

105 Gilbert Dr is owned and occupied by two individuals who bought it in August 2019.

Source: Catoosa County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 GILBERT DR, FORT OGLETHORPE, GA 30742-3733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · FHA Mortgage GREEN LENDING
Feb 13, 2024	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP
Aug 27, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Aug 27, 2019	Quit Claim Deed, Transfer FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS
Mar 6, 2019	Quit Claim Deed, Transfer FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS
Mar 6, 2019	Trustee's Deed, Construction Loan · Construction Mortgage TERESA E PARHAM
Mar 6, 2019	Affidavit of Death, Transfer FIRST TITLE COMPANY, FIRST TITLE LLC
Mar 6, 2019	Warranty Deed, Transfer FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS
Jun 29, 2017	Quit Claim Deed, Transfer CHOICE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2019 · Amount on File
Deed Sale	Aug 22, 2019 · Amount on File
Prior Sale	Feb 22, 2019 · Amount on File
Deed Document Number	20191819
Deed Book / Page	2005 / 272
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	105 GILBERT DR, FORT OGLETHORPE, GA 30742-3733
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 GILBERT DR, FORT OGLETHORPE, GA 30742-3733
Investor	Possibly a Property Investor

Mortgage

Document Number	0024040000000618
Date	Sep 8, 2025
Book Page	0000002404/0000000618

Lender

Name	GREEN LENDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	105 GILBERT DR, FORT OGLETHORPE, GA 30742-3733
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 GILBERT DR, FORT OGLETHORPE, GA 30742-3733
Investor	Possibly a Property Investor

Mortgage

Document Number	0023140000000142
Date	Feb 13, 2024
Book Page	0000002314/0000000142
Instrument	D2024000760

Lender

Name	LOAN DEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	105 GILBERT DR, FORT OGLETHORPE, GA 30742-3733
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 GILBERT DR, FORT OGLETHORPE, GA 30742-3733

Mortgage

Document Number	0022100000000320
Date	Mar 24, 2022
Book Page	0000002210/0000000320
Instrument	002508

Lender

Name	INTERCONTINENTAL CAPITAL GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Aug 27, 2019
Property Address	105 GILBERT DR, FORT OGLETHORPE, GA 30742-3733
Document Number	0020050272
Book / Page	002005 / 000272
Instrument Date	Aug 22, 2019
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 GILBERT DR FORT OGLETHORPE GA 307423733, FORT OGLETHORPE, GA 30742-3733

Mortgage

Document Number	20050274
Date	Aug 27, 2019
Book Page	002005/000274

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Aug 27, 2019
Property Address	105 GILBERT DR, FORT OGLETHORPE, GA 30742-3733
Document Number	0020050289
Book / Page	002005 / 000289
Instrument Date	Aug 22, 2019
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 GILBERT DR FORT OGLETHORPE GA 307423733, FORT OGLETHORPE, GA 30742-3733

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Mar 6, 2019
Property Address	105 GILBERT DR, FORT OGLETHORPE, GA 30742-3733
Document Number	0019770163
Book / Page	001977 / 000163
Instrument Date	Feb 22, 2019
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 GILBERT DR FORT OGLETHORPE GA 307423733, FORT OGLETHORPE, GA 30742-3733

March 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CATOOSA GA
Recording Date	Mar 6, 2019
Property Address	105 GILBERT DR, FORT OGLETHORPE, GA 30742-3733
Document Number	0019770168
Book / Page	001977 / 000168
Instrument Date	Feb 22, 2019
Transaction Type	Construction Loan
Record Updated	Mar 28, 2019
Title Company	FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 91536 CHATTANOOGA TN 374126536, CHATTANOOGA, TN 37412-6536

Mortgage

Document Number	19770168
Date	Mar 6, 2019
Book Page	001977/000168

Lender

Name	TERESA E PARHAM
Address	105 GILBERT DR, FORT OGLETHORPE, GA 30742-3733

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 5, 2020

March 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CATOOSA GA
Recording Date	Mar 6, 2019
Property Address	105 GILBERT DR, FORT OGLETHORPE, GA 30742-3733
Document Number	0019770161
Book / Page	001977 / 000161
Instrument Date	Feb 22, 2019
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	FIRST TITLE COMPANY, FIRST TITLE LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 GILBERT DR FORT OGLETHORPE GA 307423733, FORT OGLETHORPE, GA 30742-3733

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Mar 6, 2019
Property Address	105 GILBERT DR, FORT OGLETHORPE, GA 30742-3733
Document Number	0019770165
Book / Page	001977 / 000165
Instrument Date	Feb 22, 2019
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS

Transaction

Amount	Amount on Record
Tax	$65.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	105 GILBERT DR FORT OGLETHORPE GA 307423733, FORT OGLETHORPE, GA 30742-3733

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Jun 29, 2017
Property Address	105 GILBERT DR, FORT OGLETHORPE, GA 30742-3733
Document Number	0018860094
Book / Page	001886 / 000094
Instrument Date	Jun 29, 2017
Instrument	4584
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	CHOICE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 GILBERT DR FORT OGLETHORPE GA 307423733, FORT OGLETHORPE, GA 30742-3733

Tax Assessment & Valuation

The 2025 property tax bill for 105 Gilbert Dr was $1,703.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Municipality	Fort Oglethorpe City
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,703.00	$75,808 Land $7,600 Building $68,208	$189,520 Land $19,000 Building $170,520
2023	$1,578.00 (+26.95%)	$56,193 Land $8,552 Building $47,641	$140,482 Land $21,379 Building $119,103
2022	$1,243.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 105 Gilbert Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2009–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Gilbert Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT OGLETHORPE serves 8,313 people · EPA ID GA0470001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Ringgold Telephone Company.

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