105 Gavin Ln, Billings, MO 65610 Property Records

Stone County property record for 105 Gavin Ln, Billings, MO 65610

Property Summary

Property Type	Single Family Home
Details	1,958 sqft · built 1999
Lot Size	28.2 acres (1,231,441 sqft)
Owner	2 Individual Names on Record
Last Sale	$251,600 (Aug 2019)
Tax Bill	$1,803 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-1.0-02-000-000-003.000`

Property Details

APN / Parcel Number

Primary APN	`03-1.0-02-000-000-003.000`

Interior

Stories	1 Story
Building Area	1,958 sqft Living Area
1st Floor Area	1,958 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,231,441 sqft (28.2 acres)
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	105 GAVIN LN
City	BILLINGS
State	MO
Zip	65610-9455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	NW NW EXCEPT FOR W 485
Legal Range	24
Legal Township	26
Legal Section	02
Jurisdiction	STONE MO
Township / Civil Division	GRANT
Census Block Group	2
Census Block	2000
Census Tract	90102

Owner

Source: Stone County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 GAVIN LN, BILLINGS, MO 65610-9455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Feb 11, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 14, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 15, 2019	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE
Nov 28, 2017	Warranty Deed, Transfer · VA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2019 · Amount on Record
Deed Sale	Aug 15, 2019 · Amount on Record
Prior Sale	Nov 28, 2017 · Amount on Record
Deed Document Number	201911710
Prior Transfer Date	Nov 2, 2009
Prior Transfer Doc	0000019342
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	105 GAVIN LN, BILLINGS, MO 65610-9455
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100010653
Date	Jul 7, 2021
Instrument	202100010653

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jun 2, 2036

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	105 GAVIN LN, BILLINGS, MO 65610-9455
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100002223
Date	Feb 11, 2021
Instrument	202100002223

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	105 GAVIN LN, BILLINGS, MO 65610-9455
Transaction Type	Mortgage
Record Updated	May 29, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000005410
Date	May 14, 2020
Instrument	202000005410

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Oct 1, 2049

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STONE MO
Recording Date	Aug 15, 2019
Property Address	105 GAVIN LN, BILLINGS, MO 65610-9455
Document Number	201900011710
Instrument Date	Aug 6, 2019
Instrument	201900011710
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 GAVIN LN, BILLINGS, MO 65610-9455

Mortgage

Document Number	201900011711
Date	Aug 15, 2019
Instrument	201900011711

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Nov 28, 2017
Property Address	105 GAVIN LN, BILLINGS, MO 65610-9455
Document Number	201700017476
Instrument Date	Nov 27, 2017
Instrument	201700017476
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	WACO TITLE COMPANY SPRINGFIELD, WACO TITLE CO SPRINGFIELD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	BILLINGS, MO 65610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 GAVIN LN, BILLINGS, MO 65610-9455
Investor	Possibly a Property Investor

Mortgage

Document Number	201700017477
Date	Nov 28, 2017
Instrument	201700017477

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Stone County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Unified School District	Billings R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,803.00 (-0.61%)	$35,410 (-)	$188,000 (-) Land $7,900 Building $180,100
2023	$1,814.00	$35,410	$188,000 Land $7,900 Building $180,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 52% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Total HighSpeed Internet Solutions Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

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