Frederick County property record for 105 Garret Ct, Stephenson, VA 22656 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,365 sqft · built 2014 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $645,000 (Apr 2026) |
| Tax Bill | $3,351 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44E5-1-11 |
| Primary APN | 44E5-1-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,365 sqft Living Area |
| Gross Area | 5,807 sqft |
| 1st Floor Area | 1,576 sqft |
| Basement Area | 1,576 sqft |
| Finished Basement | 1,576 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Terrain | Rolling |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 465 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8048700 |
|---|---|
| Street Address | 105 GARRET CT |
| City | STEPHENSON |
| State | VA |
| Zip | 22656-1958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SNOWDEN BRIDGE L11 S5A |
| Legal Subdivision | 5 |
| Legal Lot Number | 11 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | STONEWALL |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 50100 |
Source: Frederick County records · APN 44E5-1-11
Assessment roll updated July 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 GARRET CT, STEPHENSON, VA 22656-1958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 06, 2026 | Warranty Deed, Transfer · Conventional Mortgage GREAT NORTH BANK |
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAP FNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 06, 2026 · Amount on Record |
| Deed Sale | Apr 06, 2026 · Amount on Record |
| Deed Document Number | 20263238 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Apr 06, 2026 |
| Property Address | 105 GARRET CT, STEPHENSON, VA 22656-1958 |
| Document Number | 0000003238 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20263238 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $65,145.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 GARRET CT, STEPHENSON, VA 22656-1958 |
| Document Number | 0000003239, |
|---|---|
| Date | Apr 06, 2026 |
| Instrument | 20263239 |
| Name | GREAT NORTH BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 105 GARRET CT, STEPHENSON, VA 22656-1958 |
| Document Number | 0000016849 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 105 GARRET CT STEPHENSON VA 226561958, STEPHENSON, VA 22656-1958 |
| Document Number | 0000016849 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 16849 |
| Name | NETWORK CAP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 22, 2050 |
Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,351.00 (+10.41%) | $632,200 (-) Land $93,000 Building $539,200 | $632,200 (-) Land $93,000 Building $539,200 |
| 2025 | $3,035.00 | $632,200 Land $93,000 Building $539,200 | $632,200 Land $93,000 Building $539,200 |
Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures