Baldwin County property record for 105 Gamblers Gap, Daphne, AL 36526
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,722 sqft · built 1989 |
| Lot Size | 0.328 acres (14,290 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,701 (2026) |
| Deeds & Mortgages | May 2023 Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-01-01-2-000-075 |
| Primary APN | 43-01-01-2-000-075 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,722 sqft Heated Area |
| 1st Floor Area | 1,367 sqft |
| Upper Floors Area | 1,355 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,290 sqft (0.328 acres) |
| Lot Dimensions | 198 ft deep x 72 ft wide |
| Pool Area | 648 sqft |
| Utility Building | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 186802 |
|---|---|
| Street Address | 105 GAMBLERS GAP |
| City | DAPHNE |
| State | AL |
| Zip | 36526-9716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 72' X 198.47' IRR LOT 27 PLANTATION HILLS UNIT 2 PART B SEC1-T5S-R2E (WD - SURVIVORSHIP) |
| Legal Subdivision | PLANTATION HILLS |
| Legal Block | U-2 |
| Legal Lot Number | 27 |
| Legal Unit | 2 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 10708 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 GAMBLERS GAP, DAPHNE, AL 36526-9716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| May 8, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2005 |
| Deed Sale | Sep 20, 2005 |
| Deed Document Number | 2005923576 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 105 GAMBLERS GAP, DAPHNE, AL 36526-9716 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0002062252 |
|---|---|
| Date | May 8, 2023 |
| Instrument | 2062252 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 105 GAMBLERS GAP, DAPHNE, AL 36526-9716 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001933603 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 1933603 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 3.75% |
| Max Rate | 3.75% |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,701.00 (+2.93%) | ||
| 2025 | $2,624.00 (+10.62%) | $84,660 (+10.61%) Land $12,840 Building $71,820 | $423,300 (+10.61%) Land $64,200 Building $359,100 |
| 2023 | $2,372.00 (+36.87%) | $76,540 (+23.65%) | $382,700 (+23.65%) Land $58,100 Building $324,600 |
| 2022 | $1,733.00 (+21.7%) | $61,900 | $309,500 Land $44,000 Building $265,500 |
| 2021 | $1,424.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 75% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOXLEY serves 10,104 people · EPA ID AL0000048 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Also Mapped Here | CITY OF DAPHNE, UTILITIES BOARD OF THE |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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