105 Franklin St, Georgetown, IL 61846 Property Records

Vermilion County property record for 105 Franklin St, Georgetown, IL 61846

Property Summary

Property Type	Single Family Home
Lot Size	0.332 acres (14,481 sqft)
Owner	Individual Name on Record
Last Sale	$50,500 (Apr 2019)
Tax Bill	$1,653 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-31-401-011`

Property Details

APN / Parcel Number

Primary APN	`28-31-401-011`
Alternative APN	`GEOL1487`

Exterior

Lot Area	14,481 sqft (0.332 acres)
Lot Dimensions	134 ft deep x 106 ft wide

Location & Zoning

Street Address	105 FRANKLIN ST
City	GEORGETOWN
State	IL
Zip	61846-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AKERS & HAWORTHS ADD-- LTS 7 & 10
Legal Range	11W
Legal Township	18N
Legal Section	31
Legal Subdivision	AKERS & HAWORTHS
Legal Lot Number	7,10
Jurisdiction	VERMILION IL
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2051
Census Tract	11000

Owner

Source: Vermilion County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 FRANKLIN ST, GEORGETOWN, IL 61846-1618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIGURE LENDING LLC
Apr 23, 2019	Warranty Deed, Transfer · Conventional Mortgage LONGVIEW BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2019 · Amount on Record
Deed Sale	Apr 23, 2019 · Amount on Record
Deed Document Number	20192163
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERMILION IL
Property Address	105 FRANKLIN ST, GEORGETOWN, IL 61846-1618
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002205231
Date	Aug 11, 2022
Instrument	22-05231

Lender

Name	FIGURE LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VERMILION IL
Recording Date	Apr 23, 2019
Property Address	105 FRANKLIN ST, GEORGETOWN, IL 61846-1618
Document Number	0001902163
Instrument Date	Apr 23, 2019
Instrument	19-02163
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$75.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 FRANKLIN ST, GEORGETOWN, IL 61846-1618

Mortgage

Document Number	0001902164
Date	Apr 23, 2019
Instrument	19-02164

Lender

Name	LONGVIEW BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Vermilion County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Vermilion County
County Subdivision	Georgetown Township
Municipality	Georgetown City
Unified School District	Georgetown-Ridge Farm Consolidated Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,653.00 (+17.9%) Homeowner's exemption	$24,908 (+7.24%) Land $3,321 Building $21,587	$74,724 (+7.24%) Land $9,963 Building $64,761
2024		$23,227 (+14.31%) Land $3,097 Building $20,130	$69,681 (+14.31%) Land $9,291 Building $60,390
2022	$1,402.00 Homeowner's exemption	$20,319 Land $2,709 Building $17,610	$60,957 Land $8,127 Building $52,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN serves 4,200 people · EPA ID IL1830350
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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