105 Francisco Ave, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 105 Francisco Ave, Rutherford, NJ 07070

Property Summary

Property Type	Single Family Home
Details	3,217 sqft · built 1890
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Jan 2020)
Tax Bill	$18,986 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56-00084-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`56-00084-0000-00011`
Alternative APN	`560008400011`

Interior

Stories	2 Stories
Building Area	3,217 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Aluminum/Vinyl
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Detached

Location & Zoning

Street Address	105 FRANCISCO AVE
City	RUTHERFORD
State	NJ
Zip	07070-1639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	100X100 12
Legal Block	84
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	RUTHERFORD
Census Block Group	2
Census Block	2014
Census Tract	51100

Owner

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 FRANCISCO AVE, RUTHERFORD, NJ 07070-1639
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 29, 2020	Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2020 · Amount on Record
Deed Sale	Jan 29, 2020 · Amount on Record
Deed Document Number	20209444
Deed Book / Page	3480 / 4
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	105 FRANCISCO AVE, RUTHERFORD, NJ 07070-1639
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042831774
Date	Jul 21, 2021
Book Page	4283/1774
Instrument	2021117042

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 29, 2020
Property Address	105 FRANCISCO AVE, RUTHERFORD, NJ 07070-1639
Document Number	0034800004
Book / Page	3480 / 4
Instrument Date	Dec 20, 2019
Instrument	2020009444
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 FRANCISCO AVE, RUTHERFORD, NJ 07070-1639

Mortgage

Document Number	2020009445
Date	Jan 29, 2020
Instrument	2020009445

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0034800004
Date	Jan 29, 2020
Book Page	3480/4
Instrument	2020009444

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Rutherford Borough
Unified School District	Rutherford Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$593,300 (-) Land $350,000 Building $243,300	$593,300 (-) Land $350,000 Building $243,300
2025	$18,986.00 (+2.54%)	$593,300 (-) Land $350,000 Building $243,300	$593,300 (-) Land $350,000 Building $243,300
2024	$18,516.00 (+10.77%)
2023		$593,300 Land $350,000 Building $243,300	$593,300 Land $350,000 Building $243,300
2022	$16,715.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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