105 Fox Haven Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 105 Fox Haven Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,752 sqft · built 2005
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Sep 2020)
Tax Bill	$7,737 (2025)
Deeds & Mortgages	Jul 2019 Second Mortgage Dec 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T061200074`

Property Details

APN / Parcel Number

Primary APN	`T061200074`
Alternative APN	`4-0076-9843-00-003B.0000000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,752 sqft Living Area
Gross Area	6,288 sqft
1st Floor Area	3,752 sqft
Basement Area	1,812 sqft
Finished Basement	1,000 sqft
Unfinished Basement	812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	262 sqft
Patio Area	262 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T061200074
Street Address	105 FOX HAVEN DR
City	O FALLON
State	MO
Zip	63368-6580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX HAVEN #2 LOT 3B
Legal Subdivision	FOX HAVEN #2
Legal Lot Number	3B
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1005
Census Tract	312209

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 FOX HAVEN DR, O FALLON, MO 63368-6580
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Dec 3, 2020	Loan Modification, Mortgage FLAT BR MTG
Sep 3, 2020	Warranty Deed, Transfer FLAT BR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2020 · Amount on Record
Deed Sale	Sep 3, 2020 · Amount on Record
Prior Sale	Sep 3, 2020 · Amount on Record
Deed Document Number	202064352
Last Transfer Date	Apr 9, 2025
Transfer Doc	0000013985
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	105 FOX HAVEN DR, O FALLON, MO 63368-6580
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071011649
Date	Jul 8, 2019
Book Page	7101/1649
Instrument	20190708000342220

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2039

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	105 FOX HAVEN DR, O FALLON, MO 63368-6580
Document Number	0000101990
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 FOX HAVEN DR O FALLON MO 633686580, O FALLON, MO 63368-6580

Mortgage

Document Number	0000101990
Date	Dec 28, 2020
Instrument	101990

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	204 CORPORATE LAKE DR, COLUMBIA, MO 65203-7172

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 3, 2020
Property Address	105 FOX HAVEN DR, O FALLON, MO 63368-6580
Document Number	0000064352
Instrument Date	Aug 27, 2020
Instrument	64352
Transaction Type	Transfer
Record Updated	Mar 15, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	105 FOX HAVEN DR O FALLON MO 633686580, O FALLON, MO 63368-6580

Mortgage

Document Number	64353
Date	Sep 3, 2020
Instrument	64353

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,829 (-)	$614,892 (-) Land $85,000 Building $529,892
2025	$7,737.00	$116,829 (+10.89%)	$614,892 (+10.89%) Land $85,000 Building $529,892
2023		$105,358
2022			$554,516 Land $65,000 Building $489,516

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30

May also be available: Sparklight.

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