105 Five R Rd, Salisbury, NC 28146 Property Records

Rowan County property record for 105 Five R Rd, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,128 sqft · built 2003
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Feb 2019)
Tax Bill	$3,147 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`628 009`

Property Details

APN / Parcel Number

Primary APN	`628 009`
Alternative APN	`6054894`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,128 sqft Living Area
1st Floor Area	1,716 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Detached
Garage Area	576 sqft
Porch	Porch
Porch Area	102 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	105 FIVE R RD
City	SALISBURY
State	NC
Zip	28146-8660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1:SINGLE
Legal Description	.92AC
Legal Subdivision	RANDALL BROWN
Jurisdiction	ROWAN NC
Township / Civil Division	PROVIDENCE
Census Block Group	2
Census Block	2042
Census Tract	51002

Owner

105 Five R Rd is owned and occupied by an individual who acquired it in October 2019.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	105 FIVE R RD, SALISBURY, NC 28146-8660
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 13, 2019	Warranty Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2019 · Amount on File
Deed Sale	Feb 13, 2019 · Amount on File
Prior Sale	Jan 1, 1998
Deed Book / Page	1322 / 942
Last Transfer Date	Oct 8, 2019
Transfer Doc	0013390832
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	105 FIVE R RD, SALISBURY, NC 28146-8660
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	SOURCEPOINT FULFILLMENT SERVICES, SOURCEPOINT FULFILLMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013820293
Date	Aug 20, 2021
Book Page	1382/293

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 16, 2019
Property Address	105 FIVE R RD, SALISBURY, NC 28146-8660
Document Number	0013390832
Book / Page	001339 / 000832
Instrument Date	Oct 8, 2019
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	105 FIVE R RD SALISBURY NC 281468660, SALISBURY, NC 28146-8660

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 13, 2019
Property Address	105 FIVE R RD, SALISBURY, NC 28146-8660
Document Number	0013220942
Book / Page	1322 / 0942
Instrument Date	Dec 19, 2018
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1359 WEATHERBY DR, 1359, SALISBURY, NC 28146-5219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 R ROAD, SALISBURY, NC 28146

Mortgage

Document Number	13220943
Date	Feb 13, 2019
Instrument	1322/0943

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 105 Five R Rd was $3,147.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Granite Quarry Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,147.00	$308,554 (-) Land $31,350 Building $277,204	$308,554 Land $31,350 Building $277,204
2025	$3,147.00	$308,554 Land $31,350 Building $277,204
2023	$3,147.00	$308,554 Land $31,350 Building $277,204	$308,554 Land $31,350 Building $277,204

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Five R Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2008–2020)
Most Recent Claim	Nov 2020 · Tropical Storm Eta
Claims by Event	Tropical Storm Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Five R Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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