Harford County property record for 105 Fitzhugh Rd, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,026 sqft · built 1963 |
| Lot Size | 0.184 acres (8,030 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Sep 2020) |
| Tax Bill | $2,445 (2026) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage Mar 2019 Sale & Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-126954 |
| Primary APN | 01-126954 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,026 sqft Total Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,030 sqft (0.184 acres) |
| Lot Dimensions | 110 ft deep x 73 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 126954 |
|---|---|
| Street Address | 105 FITZHUGH RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 13 BLK 32 73X110 105 FITZHUGH ROAD JOPPATOWNE S3 PT 12/64 |
| Legal Subdivision | PART 1 JOPPATOWNE |
| Legal Block | 32 |
| Legal Lot Number | 13 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 301401 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 FITZHUGH RD, JOPPA, MD 21085-4429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2020 | Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE SERVICES IN |
| Mar 4, 2019 | Deed, Transfer · Stand-Alone Second Mortgage HOWARD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2020 · Amount on File |
| Deed Sale | Sep 11, 2020 · Amount on File |
| Prior Sale | Mar 4, 2019 · Amount on File |
| Deed Book / Page | 14101 / 103 |
| Transfer Doc | 0000000141 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 11, 2020 |
| Property Address | 105 FITZHUGH RD, JOPPA, MD 21085-4429 |
| Document Number | 0141010103 |
| Book / Page | 14101 / 103 |
| Map Reference | MB GRG 12 FO 64 |
| Instrument Date | Aug 31, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | FRONT DOOR TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 105 FITZHUGH RD, JOPPA, MD 21085-4429 |
| Document Number | 0014101109 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 14101/109 |
| Name | SIERRA PACIFIC MORTGAGE SERVICES IN |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 4, 2019 |
| Property Address | 105 FITZHUGH RD, JOPPA, MD 21085-4429 |
| Document Number | 0131710027 |
| Book / Page | 13171 / 0027 |
| Map Reference | SH 2 MB GRG12 FO 64 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | MAIN STREET TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 105 FITZHUGH RD, JOPPA, MD 21085-4429 |
| Document Number | 0001317148 |
|---|---|
| Date | Mar 4, 2019 |
| Instrument | 13171/48 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0131710033 |
|---|---|
| Date | Mar 4, 2019 |
| Book Page | 13171/0033 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21224 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2049 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,445.00 (+10.53%) | $224,333 (+19.09%) | $235,000 (+15.76%) Land $69,200 Building $165,800 |
| 2025 | $2,212.00 (+16.85%) | ||
| 2023 | $188,367 | $203,000 Land $69,200 Building $133,800 | |
| 2022 | $1,893.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1978–2014) |
| Claims Outside the SFHA | 8 of 13 |
| Most Recent Claim | Jun 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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