Madison County property record for 105 Farris St, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,069 sqft |
| Owner | Individual Name on File |
| Last Sale | $187,000 (Feb 2025) |
| Tax Bill | $1,414 (2025) |
| Deeds & Mortgages | Feb 2025 Sale & Mortgage Aug 2022 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0074-046A-0002 |
| Primary APN | 0074-046A-0002 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,069 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|
| Account Number | 72789 |
|---|---|
| Street Address | 105 FARRIS ST |
| City | BEREA |
| State | KY |
| Zip | 40403-2258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOPE ESTATES LOT 2 UNIT 1 |
| Legal Subdivision | HOPE ESTATES |
| Legal Phase | 1 |
| Legal Lot Number | 2 |
| Legal Unit | 1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 11304 |
Source: Madison County assessment roll, as of April 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 105 FARRIS ST, BEREA, KY 40403-2258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2025 | Deed, Transfer · Conventional Mortgage CLICK N CLOSE INC |
| Aug 23, 2022 | Warranty Deed, Transfer · Line of Credit CITIZENS BANK |
| Oct 7, 2020 | Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ROBERT ISAACS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 6, 2025 · Amount on Record |
| Deed Sale | Feb 6, 2025 · Amount on Record |
| Prior Sale | Aug 23, 2022 · Amount on Record |
| Deed Document Number | 2014244890 |
| Deed Book / Page | D863 / 643 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 6, 2025 |
| Property Address | 105 FARRIS ST, BEREA, KY 40403-2258 |
| Document Number | 00D863/643 |
| Book / Page | D863 / 643 |
| Map Reference | MB 26 PG 458 |
| Instrument Date | Feb 3, 2025 |
| Instrument | 2014244890 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | UNKNOWN, LAND GROUP TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 305 EDMONDS RD, SOMERSET, KY 42501 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 105 FARRIS ST, BEREA, KY 40403-2258 |
| Document Number | 2014244891 |
|---|---|
| Date | Feb 6, 2025 |
| Instrument | 2014244891 |
| Name | CLICK N CLOSE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Aug 23, 2022 |
| Property Address | 105 FARRIS ST, BEREA, KY 40403-2258 |
| Document Number | 00D828/279 |
| Book / Page | D828 / 279 |
| Map Reference | MB 26 PG 458 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 2014108147 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 217 BROOKLYN BLVD #11, 217, BEREA, KY 40403 |
| Name | Verified Name |
|---|---|
| Address | 1023 SOUTH DOGWOOD DRIVE, RICHMOND, KY 40475 |
| Document Number | 2014108149 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 2014108149 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 7, 2020 |
| Property Address | 105 FARRIS ST, BEREA, KY 40403-2258 |
| Document Number | D00795/268 |
| Book / Page | D00795 / 268 |
| Map Reference | MB 20 PG 17 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 2014021853 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $117.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 195 MORNING VIEW RD # RD2, 195, BEREA, KY 40403-2206 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 105 FARRIS ST, BEREA, KY 40403-2258 |
| Document Number | 2014021854 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 2014021854 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Number | M01985/349 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | M01985/349 |
| Instrument | 2014021855 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 105 FARRIS ST, BEREA, KY 40403-2258 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Name | Verified Name |
|---|
| Document Number | M01977/83 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | M01977/83 |
| Instrument | 2014020070 |
| Name | ROBERT ISAACS |
|---|---|
| Type | Private Party |
| Address | 11493 CLIMAX RD, MC KEE, KY 40447 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 101 Months |
| Due | Feb 15, 2029 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,414.00 (-2.82%) Additional exemption filed | $150,000 (-) | $150,000 (-) |
| 2023 | $1,455.00 | $150,000 | $150,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 8 (2010–2026) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures