Bergen County and Ridgewood Village property record for 105 Fairmount Rd, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 3,732 sqft · built 1917 |
| Lot Size | 0.554 acres (24,132 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $38,460 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-01601-0000-00019 |
| Primary APN | 51-01601-0000-00019 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,732 sqft Living Area |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 24,132 sqft (0.554 acres) |
| Lot Dimensions | 193 ft deep x 125 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 105 FAIRMOUNT RD |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-1422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R110 |
| Legal Description | .554 AC |
| Legal Subdivision | WILSEY REALTY CO |
| Legal Block | 1601 |
| Legal Lot Number | 19 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 47200 |
105 Fairmount Rd is owned and occupied by an individual.
Source: Bergen County and Ridgewood Village records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 FAIRMOUNT RD, RIDGEWOOD, NJ 07450-1422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 105 FAIRMOUNT RD, RIDGEWOOD, NJ 07450-1422 |
| Document Number | 0036651855 |
| Instrument Date | May 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 105 FAIRMOUNT RD RIDGEWOOD NJ 074501422, RIDGEWOOD, NJ 07450-1422 |
| Document Number | 0036651855 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 003665/001855 |
| Instrument | 72996 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 11, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 105 Fairmount Rd was $38,460, up 0.7% from the year before.
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,330,800 (-) Land $757,500 Building $573,300 | $1,330,800 (-) Land $757,500 Building $573,300 | |
| 2025 | $38,460.00 (+0.73%) | $1,330,800 Land $757,500 Building $573,300 | $1,330,800 Land $757,500 Building $573,300 |
| 2024 | $38,180.00 | ||
| 2023 | $1,330,800 Land $757,500 Building $573,300 | $1,330,800 Land $757,500 Building $573,300 | |
| 2022 | $36,370.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Fairmount Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Fairmount Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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