105 Eva St, Irwin, IA 51446 Property Records

Shelby County property record for 105 Eva St, Irwin, IA 51446

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,400 sqft · built 1981
Lot Size0.158 acres (6,864 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Oct 2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN832106017032

Property Details

APN / Parcel Number

Primary APN832106017032

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,400 sqft Living Area
Basement Area1,400 sqft
Finished Basement1,400 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,864 sqft (0.158 acres)
Lot Dimensions132 ft deep x 52 ft wide
Garage TypeAttached
Garage Area384 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area168 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address105 EVA ST
CityIRWIN
StateIA
Zip51446-7703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description30-81-37 REPL LT 1 ASD SW SW EX S 58' LT 3 BLK 17 PARSONAGE
Legal Range37W
Legal Township81N
Legal Section30
Legal SubdivisionREPLAT LT 1 SW SW 30-81-37
Legal Block17
Legal Lot Number1,3
JurisdictionSHELBY IA
Township / Civil DivisionJEFFERSON
Census Block Group4
Census Block4033
Census Tract960100

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address105 EVA ST, IRWIN, IA 51446-7703
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2025 · Amount on Record
Deed SaleOct 30, 2025 · Amount on Record
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY IA
Property Address105 EVA ST, IRWIN, IA 51446-7703
Transaction TypeMortgage
Record UpdatedNov 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020251887
DateOct 30, 2025
Instrument2025-1887
Lender
NameEMPEOPLE CU
TypeCredit Union
AddressMOLINE, IL 61265
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.26%
Type Change DateNov 1, 2030
Change FrequencyAnnually
Min Rate At Change5.26%
Max Rate At Change7.26%
Index1-Year CMT
Max Rate10.2%

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyShelby County
MunicipalityIrwin City
Unified School DistrictIKM-Manning Community School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$103,042 (+54.5%) Land $3,978 Building $99,064$103,042 (+54.5%) Land $3,978 Building $99,064
2025$66,695 (-) Land $66,695$66,695 (-) Land $66,695
2023$66,695$66,695

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIRWIN MUNICIPAL SUPPLY
serves 313 people · EPA ID IA8340099
Water SourcePurchased groundwater from WEST CENTRAL RWA - NISH SYSTEM
Last State InspectionApr 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Farmers Mutual Cooperative Telephone
Fiber
400 / 100
Starlink
Satellite
280 / 30

May also be available: Western Iowa Wireless.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Eva St

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