Orange County property record for 105 Emerald Bay, Laguna Beach, CA 92651 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 9 Baths |
| Year Built | Built 2007 |
| Square Footage | 8,715 sqft Living Area |
| Lot Size | 23,496 sqft (0.539 acres) |
| Garage | 1,522 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $68,824.00 (2025) |
Source: Orange County records · APN 053-050-70
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 105 EMERALD BAY, LAGUNA BEACH, CA 92651-1282 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Feb 16, 2024 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 21, 2021 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 11, 2021 | Intrafamily Transfer, Transfer |
| Nov 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Dec 28, 2017 | Deed of Trust, Mortgage WESTERN ALLIANCE BANK |
| Apr 04, 2018 | Deed of Trust, Mortgage · Line of Credit CALPRIVATE BANK |
| Apr 12, 2018 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Prior Sale | Apr 12, 2018 |
| Last Transfer Date | Feb 11, 2021 |
| Transfer Doc | 0000101591 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 105 EMERALD BAY, LAGUNA BEACH, CA 92651-1282 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2024 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 105 EMERALD BAY, LAGUNA BEACH, CA 92651-1282 |
| Document Number | 0000034838 |
|---|---|
| Date | Feb 16, 2024 |
| Instrument | 2024000034838 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | ELGIN, IL 60124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 05, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 105 EMERALD BAY, LAGUNA BEACH, CA 92651-1282 |
| Transaction Type | Mortgage |
| Record Updated | Nov 04, 2021 |
| Title Company | TITLE FIRST, TITLE FIRST AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 105 EMERALD BAY, LAGUNA BEACH, CA 92651-1282 |
| Document Number | 0000652778 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 2021000652778 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Nov 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Max Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 105 EMERALD BAY, LAGUNA BEACH, CA 92651-1282 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2021 |
| Title Company | TITLE FIRST, TITLE FIRST AGENCY |
| Name | Verified Name |
|---|---|
| Address | 105 EMERALD BAY, LAGUNA BEACH, CA 92651-1282 |
| Document Number | 0000269268 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 2021000269268 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 10, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 105 EMERALD BAY, LAGUNA BEACH, CA 92651-1282 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2021 |
| Title Company | TITLE FIRST, TITLE FIRST AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 105 EMERALD BAY, LAGUNA BEACH, CA 92651-1282 |
| Document Number | 0000269141 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 2021000269141 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | May 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Max Rate | 7.62% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Feb 11, 2021 |
| Property Address | 105 EMERALD BAY, LAGUNA BEACH, CA 92651-1282 |
| Document Number | 0000101591 |
| Instrument Date | Feb 09, 2021 |
| Instrument | 2021000101591 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 EMERALD BAY, LAGUNA BEACH, CA 92651-1282 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 105 EMERALD BAY, LAGUNA BEACH, CA 92651-1282 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000512939 |
|---|---|
| Date | Nov 29, 2017 |
| Instrument | 2017000512939 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Dec 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.75% |
| Index | 1-Year LIBOR |
| Max Rate | 9.78% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 105 EMERALD BAY, LAGUNA BEACH, CA 92651-1282 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000561222 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 2017000561222 |
| Name | WESTERN ALLIANCE BANK |
|---|---|
| Type | Bank |
| Address | BEVERLY HILLS, CA 90210 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 105 EMERALD BAY, LAGUNA BEACH, CA 92651-1282 |
| Document Number | 0000131105 |
| Instrument Date | Apr 04, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 105 EMERALD BAY LAGUNA BEACH CA 926511282, LAGUNA BEACH, CA 92651-1282 |
| Document Number | 0000131105 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | 131105 |
| Name | CALPRIVATE BANK |
|---|---|
| Address | 9404 GENESEE AVE # 100, LA JOLLA, CA 92037-1353 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 12, 2018 |
| Property Address | 105 EMERALD BAY, LAGUNA BEACH, CA 92651-1282 |
| Document Number | 0000131104 |
| Instrument Date | Mar 21, 2018 |
| Instrument | 131104 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 64 MAXWELL IRVINE CA 926184641, IRVINE, CA 92618-4641 |
Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Laguna Beach Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $68,824.00 (+4.4%) | $6,772,861 (+4.04%) Land $3,279,798 Building $3,493,063 |
| 2023 | $65,923.00 (+1.91%) | $6,509,863 Land $3,152,439 Building $3,357,424 |
| 2022 | $64,687.00 |
Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Wildfire Risk | Moderate above 54% of the US · above 32% of California |
|---|---|
| Wildfire Likelihood | About 1 in 826 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 053-050-70 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 9 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 8,715 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Lot Area | 23,496 sqft (0.539 acres) |
| Parking Spaces | 6 Parking Spaces |
| Garage Area | 1,522 sqft Garage |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
| Street Address | 105 EMERALD BAY |
|---|---|
| City | LAGUNA BEACH |
| State | CA |
| Zip | 92651-1282 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N TR 975 BLK LOT 49 TRACT NO 975 LOTS 49 AND 50 AND LOT 48 POR OF LOT |
| Legal Subdivision | SUBDIVISION E OF EMERALD BAY |
| Legal Tract | 975 |
| Legal Lot Number | 48-50 |
| Jurisdiction | ORANGE CA |
| Minor Civil Division | SOUTH COAST |
| Census Blockgroup | 2 |
| Census Block | 2037 |
| Census Tract | 62656 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures