105 Ely St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 105 Ely St, Westfield, MA 01085

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,284 sqft · built 1991
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Aug 2019)
Tax Bill	$3,426 (2026)
Deeds & Mortgages	Aug 2019 Sale Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:4-R L:98 U:105`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:4-R L:98 U:105`
Alternative APN	`M:329004 B:R0098 L:01050`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,284 sqft Living Area
Gross Area	2,204 sqft
Basement Area	609 sqft
Unfinished Basement	609 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	105 ELY ST
City	WESTFIELD
State	MA
Zip	01085-4776
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Lot Number	98
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	3
Census Block	3019
Census Tract	812902

Owner

105 Ely St, a condominium, is owned by an individual who bought it in August 2019.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	94 WESTERN CIR, WESTFIELD, MA 01085-3421
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2019	Condominium Deed, Transfer NOT AVAILABLE
Sep 27, 2018	Quit Claim Deed, Transfer BERKSHIRE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2019 · Amount on File
Deed Sale	Aug 8, 2019 · Amount on File
Prior Sale	Sep 27, 2018 · Amount on File
Deed Document Number	201944445
Deed Book / Page	22795 / 181
Record Updated	Oct 29, 2026

August 2019: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WESTFIELD MA
Recording Date	Aug 8, 2019
Property Address	105 ELY ST, WESTFIELD, MA 01085-4776
Document Number	22795-181
Book / Page	022795 / 000181
Instrument Date	Aug 8, 2019
Instrument	44445
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$906.75
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 WESTERN CIR WESTFIELD MA 010853421, WESTFIELD, MA 01085-3421

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTFIELD MA
Recording Date	Sep 27, 2018
Property Address	105 ELY ST, WESTFIELD, MA 01085-4776
Document Number	22378-259
Book / Page	22378 / 259
Instrument	58125
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.76
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	223780261
Date	Sep 27, 2018
Instrument	22378/0261

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 105 Ely St was $3,426, up 2.9% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,426.00 (+2.91%)	$229,500 (+4.65%) Building $229,500	$282,764 (-6.19%)
2025	$3,329.00	$219,300 Building $219,300	$301,435 (+1.6%)
2024			$296,685
2023	$3,128.00	$184,200 Building $184,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Ely St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1982–2011)
Most Recent Claim	Aug 2011 · Tropical Storm Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Ely St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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