105 Elmcrest Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 105 Elmcrest Ct, Saint Charles, MO 63301 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,160 sqft · built 1964
Lot Size0.175 acres (7,630 sqft)
Owner2 Individual Names on File
Last Sale$137,000 (Feb 2019)
Tax Bill$2,600 (2025)
Deeds & MortgagesDec 2020 Mortgage
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN048910A000

Property Details

APN / Parcel Number

Primary APN048910A000
Alternative APN
  • 6-006B-4073-02-0043.0000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,160 sqft Living Area
Gross Area2,320 sqft
1st Floor Area1,160 sqft
Basement Area1,160 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,630 sqft (0.175 acres)
Lot Dimensions109 ft deep x 70 ft wide
Garage TypeCarport
Garage Area321 sqft
CarportCarport
Carport Area321 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number048910A000
Street Address105 ELMCREST CT
CitySAINT CHARLES
StateMO
Zip63301-4623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELMWOOD MANOR #4 BLK 2 LOT 43
Legal SubdivisionELMWOOD MANOR #4
Legal Block2
Legal Lot Number43
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1018
Census Tract310301

Owner

Source: St. Charles County records · APN 048910A000

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address105 ELMCREST CT, SAINT CHARLES, MO 63301-4623
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 08, 2020Deed of Trust, Mortgage
US BK
Feb 05, 2019Warranty Deed, Transfer
BEKE-NOR LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 05, 2019 · Amount on Record
Deed SaleFeb 05, 2019 · Amount on Record
Prior SaleOct 06, 2014 · Amount on Record
Deed Document Number201953800
Deed Book / Page7032 / 1686
Prior Transfer DateJul 17, 2006
Prior Transfer Doc0045320113
Record UpdatedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address105 ELMCREST CT, SAINT CHARLES, MO 63301-4623
Document Number0000100712
Instrument DateDec 08, 2020
Transaction TypeMortgage
Record UpdatedMar 11, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address105 ELMCREST CT ST CHARLES MO 633014623, ST CHARLES, MO 63301-4623

Mortgage

Document Number0000100712
DateDec 22, 2020
Instrument100712
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount Recorded
Term360 Months
DueDec 21, 2050

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateFeb 05, 2019
Property Address105 ELMCREST CT, SAINT CHARLES, MO 63301-4623
Document Number0070321686
Book / Page007032 / 001686
Instrument DateFeb 01, 2019
Instrument53800
Transaction TypeTransfer
Record UpdatedFeb 21, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address105 ELMCREST CT ST CHARLES MO 633014623, ST CHARLES, MO 63301-4623

Mortgage

Document Number70321688
DateFeb 05, 2019
Book Page007032/001688
Instrument53810
Lender
NameBEKE-NOR LLC
Address111 S 7TH ST, ST CHARLES, MO 63301-2715
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,600.00 (+5.56%)$41,373 (+8.19%)$217,753 (+8.19%) Land $50,000 Building $167,753
2024$2,463.00
2023$38,241
2022$201,267 Land $50,000 Building $151,267

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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