Clinton County property record for 105 Elm St, Lathrop, MO 64465
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,136 sqft · built 1992 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,905 (2025) |
| Deeds & Mortgages | Jan 2025 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10 07.1 25 002 003 012.000 |
| Primary APN | 10 07.1 25 002 003 012.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 99 Units |
| Building Area | 1,136 sqft Living Area |
| Basement Area | 1,056 sqft |
| Finished Basement | 420 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 16 sqft |
| Deck Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 105 ELM ST |
|---|---|
| City | LATHROP |
| State | MO |
| Zip | 64465-9570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 INGRAM ADDITION |
| Legal Range | 31W |
| Legal Township | 55N |
| Legal Section | 25 |
| Legal Subdivision | INGRAM ADDITION |
| Legal Lot Number | 13 |
| Jurisdiction | CLINTON MO |
| Township / Civil Division | LATHROP |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 960201 |
Source: Clinton County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 ELM ST, LATHROP, MO 64465-9570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 2005 |
| Deed Sale | Jan 1, 2005 |
| Deed Document Number | 2005262 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MO |
| Property Address | 105 ELM ST, LATHROP, MO 64465-9570 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 105 HLM ST, LATHROP, MO 64465 |
| Document Number | 0202500197 |
|---|---|
| Date | Jan 27, 2025 |
| Instrument | 202500197 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2045 |
Source: Clinton County assessment roll, as of February 12, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clinton County |
| Municipality | Lathrop City |
| Unified School District | Lathrop R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,905.00 | $48,321 (+12%) Land $4,488 Building $43,833 | $254,320 (+12%) Land $23,620 Building $230,700 |
| 2024 | $3,905.00 (+9.35%) | $43,144 (-) Land $4,007 Building $39,137 | |
| 2023 | $3,571.00 (+10.69%) | $43,144 (+8.99%) Land $4,007 Building $39,137 | $227,076 (+8.99%) Land $21,090 Building $205,986 |
| 2022 | $3,226.00 | $39,586 Land $4,007 Building $35,579 | |
| 2021 | $208,350 Land $21,090 Building $187,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 4, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHROP PWS serves 2,945 people · EPA ID MO1010453 |
|---|---|
| Water Source | Purchased surface water from KANSAS CITY PWS |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grand River Mutual Telephone Fiber | 1,000 / 1,000 |
May also be available: Mercury Fiber.
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