Worcester County and Gardner City property record for 105 Elm St, Gardner, MA 01440
| Property Type | Triplex |
|---|---|
| Details | 7 bd · 3 ba · 2,538 sqft · built 1900 |
| Lot Size | 0.284 acres (12,373 sqft) |
| Owner | Company Name on Record |
| Last Sale | $525,000 (Dec 2025) |
| Tax Bill | $7,635 (2026) |
| Deeds & Mortgages | Dec 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:R22 B:3 L:25 |
| Primary APN | GARD M:R22 B:3 L:25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 2,538 sqft Living Area |
| Gross Area | 4,908 sqft |
| Basement Area | 1,242 sqft |
| Unfinished Basement | 1,242 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,373 sqft (0.284 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 105 ELM ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2387 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | R3 |
| Legal Subdivision | JEFFERY J STOPHECO |
| Legal Block | 3 |
| Legal Lot Number | 25 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 707500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Gardner Uptown Historic District listed 1999 · 88 contributing resources · NRIS 99000660 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 200 PARKER ST, NEWTON CENTER, MA 02459-2551 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2025 · Amount on Record |
| Deed Sale | Dec 22, 2025 · Amount on Record |
| Prior Sale | Mar 20, 2001 · Amount on Record |
| Deed Book / Page | 73004 / 243 |
| Prior Transfer Date | Oct 16, 2025 |
| Prior Transfer Doc | 073004-243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Dec 22, 2025 |
| Property Address | 105 ELM ST, GARDNER, MA 01440-2387 |
| Document Number | 073004-243 |
| Book / Page | 73004 / 243 |
| Instrument Date | Oct 16, 2025 |
| Instrument | 111994 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 200 PARKER ST, NEWTON, MA 02459-2551 |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $7,635.00 (+10,965.22%) | $554,500 (+13.81%) Land $84,700 Building $469,800 |
| 2025 | $69.00 (-98.77%) | $487,200 (+30.16%) Land $76,900 Building $410,300 |
| 2024 | $5,611.00 (+5.15%) | $374,300 (+13.15%) Land $70,000 Building $304,300 |
| 2023 | $5,336.00 | $330,800 Land $69,000 Building $261,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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