105 Elm St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 105 Elm St, Biddeford, ME 04005

Property Summary

Property Type	Triplex
Details	6 bd · 4 ba · 3,125 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on File
Last Sale	$283,600 (Jun 2019)
Tax Bill	$5,165 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:40 L:68`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:40 L:68`
Alternative APNs	`000162170` `400680000`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	14 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,125 sqft Living Area
Gross Area	5,328 sqft
1st Floor Area	1,116 sqft
Basement Area	1,116 sqft
Unfinished Basement	1,116 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	400680000
Street Address	105 ELM ST
City	BIDDEFORD
State	ME
Zip	04005-2045
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	MSRD1
Legal Lot Number	68
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	2
Census Block	2004
Census Tract	25206

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Biddeford-Saco Mills Historic District (Additional Documentation) listed 2008 · 2 contributing resources · NRIS 08001258

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

105 Elm St, a triplex, is owned by a company that bought it in June 2019.

Source: York County and Biddeford City records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	21 ADIRONDACK DR, HOLLIS CENTER, ME 04042-3623
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage LUKROM REIT LLC
Oct 1, 2025	Deed of Trust, Mortgage BANGOR SAVINGS BANK
Mar 9, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Jan 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LINCOLN CAPITAL GROUP LLC
Jun 3, 2019	Quit Claim Deed, Transfer · FHA Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2019 · Amount on File
Deed Sale	Jun 3, 2019 · Amount on File
Prior Sale	Jan 22, 2015
Deed Document Number	201919441
Deed Book / Page	17961 / 872
Prior Transfer Date	May 31, 2019
Prior Transfer Doc	0179610874
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	105 ELM ST, BIDDEFORD, ME 04005-2045
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0198280316
Date	Jan 20, 2026
Book Page	19828/316
Instrument	2026001936

Lender

Name	LUKROM REIT LLC

Agreement

Amount	Amount on Record

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	105 ELM ST, BIDDEFORD, ME 04005-2045
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197530306
Date	Oct 1, 2025
Book Page	19753/306
Instrument	2025035291

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	105 ELM ST, BIDDEFORD, ME 04005-2045
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189720899
Date	Mar 9, 2022
Book Page	18972/899
Instrument	2022011080

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	105 ELM ST, BIDDEFORD, ME 04005-2045
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0178760891
Date	Jan 10, 2019
Book Page	17876/891
Instrument	2019001020

Lender

Name	LINCOLN CAPITAL GROUP LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Jun 3, 2019
Property Address	105 ELM ST, BIDDEFORD, ME 04005-2045
Document Number	0179610872
Book / Page	17961 / 872
Instrument Date	May 31, 2019
Instrument	2019019441
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83 ELM ST APT 3, 3, LEWISTON, ME 04240-7286

Mortgage

Document Number	2019019442
Date	Jun 3, 2019
Instrument	2019019442

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 105 Elm St was $5,165, up 6.3% from the year before.

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,165.00 (+6.32%)	$345,700 (+1.2%) Land $127,200 Building $218,500
2024	$4,858.00 (+9.37%)	$341,600 (+0.89%) Land $127,200 Building $214,400
2023	$4,442.00 (+20.9%)	$338,600 (+51.23%) Land $127,200 Building $211,400
2022	$3,674.00	$223,900 Land $68,200 Building $155,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 105 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Great Works Internet, Premium Choice Broadband.

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