105 Eldredge Ave, Villas, NJ 08251 Property Records

Cape May County and Middle Township property record for 105 Eldredge Ave, Villas, NJ 08251

Property Summary

Property TypeSingle Family Home
Details1,680 sqft · built 1997
Lot Size0.23 acres (10,001 sqft)
OwnerIndividual Name on Record
Last Sale$460,000 (Nov 2025)
Tax Bill$5,037 (2024)
Deeds & MortgagesNov 2025 Sale & Mortgage
Sep 2023 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN06-00438-0000-00009

Property Details

APN / Parcel Number

Primary APN06-00438-0000-00009
Alternative APNs
  • 060043800009
  • 00015811

Interior

Stories1 Story
Building Area1,680 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeFrame
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide

Location & Zoning

Account Number00015811
Street Address105 ELDREDGE AVE
CityCAPE MAY
StateNJ
Zip08204-1227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVR
Legal DescriptionL22
Legal Block438
Legal Lot Number9
JurisdictionCAPE MAY NJ
Township / Civil DivisionMIDDLE
Census Block Group1
Census Block1019
Census Tract22101

Owner

Source: Cape May County and Middle Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12A OAK AVE, NEWARK, DE 19711-4728
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2025Deed, Transfer · Stand-Alone First Mortgage
ADVISORS MORTGAGE GROUP LLC
Sep 13, 2023Deed of Trust, Mortgage · Conventional Mortgage
OCEANFIRST BANK NA
Oct 1, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2025 · Amount on Record
Deed SaleNov 18, 2025 · Amount on Record
Prior SaleSep 23, 1997 · Amount on Record
Deed Document Number202581731
Deed Book / Page4254 / 317
Record UpdatedSep 20, 2026

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionCAPE MAY NJ
Recording DateNov 18, 2025
Property Address105 ELDREDGE AVE, VILLAS, NJ 08251-3222
Document Number0000081731
Book / PageD4254 / 317
Instrument DateNov 5, 2025
Instrument2025081731
Transaction TypeTransfer
Record UpdatedDec 16, 2025
Title CompanyLLOYD & HANDSON TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$37.91
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4950 AVENUE D, SAINT AUGUSTINE, FL 32095-6223

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 OAK AVE # A, A, NEWARK, DE 19711-4728

Mortgage

Document Number0000081733
DateNov 18, 2025
Book PageM6858/299
Instrument2025081733
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address105 ELDREDGE AVE, VILLAS, NJ 08251-3222
Transaction TypeMortgage
Record UpdatedOct 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020075
DateSep 13, 2023
Book PageM6673/593
Instrument2023020075
Lender
NameOCEANFIRST BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 8, 2043

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCAPE MAY NJ
Recording DateOct 1, 2020
Property Address105 ELDREDGE AVE, VILLAS, NJ 08251-3222
Document Number0039370108
Book / Page003937 / 000108
Instrument DateSep 21, 2020
Instrument33399
Transaction TypeTransfer
Record UpdatedOct 12, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address105 ELDREDGE AVE DEL HAVEN NJ 082513222, DEL HAVEN, NJ 08251-3222

Tax Assessment & Valuation

Source: Cape May County and Middle Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
County SubdivisionMiddle Township
Unified School DistrictMiddle Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$231,500 (+2.16%) Land $107,500 Building $124,000$231,500 (+2.16%) Land $107,500 Building $124,000
2025$226,600 (-) Land $107,500 Building $119,100$226,600 (-) Land $107,500 Building $119,100
2024$5,037.00 (+5.82%)
2023$226,600 Land $107,500 Building $119,100$226,600 Land $107,500 Building $119,100
2022$4,760.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 200 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies200 in force
Nearby Flood Claims57 (1979–2014)
Claims Outside the SFHA1 of 57
Most Recent ClaimSep 2014 · other causes
Claims by Event
  • Hurricane Sandy, Oct 2012 · 29 claims
  • Severe Storms And Flooding, Mar 2010 · 3 claims
  • Severe Winter Coastal Storm, High Winds, Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 56% of New Jersey
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - CAPE MAY COURT HOUSE
private · serves 5,625 people · EPA ID NJ0506010
Water SourceGroundwater
Last State InspectionApr 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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