Webster County property record for 105 Elder Ln, Providence, KY 42450
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 3 bd · 2 ba · 480 sqft · built 2004 |
| Lot Size | 12.8 acres (557,568 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,554 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Jul 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-004-003 |
| Primary APN | 036-004-003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 480 sqft Finished Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 557,568 sqft (12.8 acres) |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Cooling System | None |
|---|
| Account Number | 7281 |
|---|---|
| Street Address | 105 ELDER LN |
| City | PROVIDENCE |
| State | KY |
| Zip | 42450-2429 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | 12.80 ACRES & RES/SHED |
| Jurisdiction | WEBSTER KY |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 960400 |
Source: Webster County records · APN 036-004-003
Assessment roll updated November 18, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 ELDER LN, PROVIDENCE, KY 42450-2429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2023 | Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY |
| Jul 15, 2021 | Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY |
| Jan 30, 2017 | Intrafamily Transfer, Transfer INDEPENDENCE BANK OF KENTUCKY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jan 20, 2017 |
| Transfer Doc | DEED298/414 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER KY |
| Property Address | 105 ELDER LN, PROVIDENCE, KY 42450-2429 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2023 |
| Name | Verified Name |
|---|---|
| Address | 105 ELDER LN, PROVIDENCE, KY 42450-2429 |
| Document Number | 000383/242 |
|---|---|
| Date | Feb 16, 2023 |
| Book Page | 383/242 |
| Instrument | 452682 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, KY 42450 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 30, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER KY |
| Property Address | 105 ELDER LN, PROVIDENCE, KY 42450-2429 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 105 ELDER LN, PROVIDENCE, KY 42450-2429 |
| Document Number | 00MTG368/1 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | MTG 368/1 |
| Instrument | 436243 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, KY 42450 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 30, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WEBSTER KY |
| Recording Date | Jan 30, 2017 |
| Property Address | 105 ELDER LN, PROVIDENCE, KY 42450-2429 |
| Document Number | DEED298/414 |
| Book / Page | DEED 298 / 414 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 282428 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 ELDER LN, PROVIDENCE, KY 42450-2429 |
| Document Number | 0000282429 |
|---|---|
| Date | Jan 30, 2017 |
| Instrument | 282429 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Feb 01, 2047 |
Source: Webster County records · Assessment roll updated November 18, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Webster County |
| Municipality | Providence City |
| Unified School District | Webster County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,554.00 (+13.85%) Homeowner's exemption | $236,900 (+15.84%) | $236,900 (+15.84%) |
| 2023 | $1,365.00 Homeowner's exemption | $204,500 | $204,500 |
Source: FEMA National Flood Hazard Layer as of October 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Benton Ridge Telephone Company, T-Mobile USA.
Based on FCC filings for 23 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PROVIDENCE WATER WORKS serves 4,538 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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