105 Elberta Ct, Roscommon, MI 48653 Property Records

Roscommon County property record for 105 Elberta Ct, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,038 sqft
Lot Size	0.33 acres (14,375 sqft)
Owner	Company Name on Record
Tax Bill	$2,269 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Dec 2023 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`007-690-018-0000`

Property Details

APN / Parcel Number

Primary APN	`007-690-018-0000`

Interior

Full Baths	2 Baths
Building Area	2,038 sqft Building Perimeter
1st Floor Area	1,786 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Ranch
Lot Area	14,375 sqft (0.33 acres)
Garage Area	1,740 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	105 ELBERTA CT
City	ROSCOMMON
State	MI
Zip	48653-8219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-934 P-74 & L-942 P-1544 (L-542 P-176) 244 105 ELBERTA LOTS 18 AND 19 EXC ELY 20 FT THEREOF NORIC SUBDIVISION
Legal Subdivision	NORIC SUB
Legal Lot Number	18-19
Jurisdiction	ROSCOMMON MI
Township / Civil Division	LYON
Census Block Group	2
Census Block	2096
Census Tract	970500

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	105 ELBERTA CT, ROSCOMMON, MI 48653-8219
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit ORSA CU
Dec 21, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY FINCL CU
Feb 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Feb 24, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 22, 2021	Quit Claim Deed, Transfer Quitclaim
Sep 19, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 15, 2021
Transfer Doc	01178/1773
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	105 ELBERTA CT, ROSCOMMON, MI 48653-8219
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01192/1042
Date	Feb 2, 2026
Book Page	1192/1042
Instrument	202600000548

Lender

Name	ORSA CU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	105 ELBERTA CT, ROSCOMMON, MI 48653-8219
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001186/124
Date	Dec 21, 2023
Book Page	1186/124
Instrument	202300007853

Lender

Name	COMMUNITY FINCL CU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	105 ELBERTA CT, ROSCOMMON, MI 48653-8219
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01179/1878
Date	Feb 3, 2022
Book Page	1179/1878
Instrument	202200000778

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Feb 24, 2022
Property Address	105 ELBERTA CT, ROSCOMMON, MI 48653-8219
Document Number	01179/2294
Book / Page	1179 / 2294
Instrument Date	Feb 21, 2022
Instrument	202200001286
Transaction Type	Transfer
Record Updated	Mar 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Oct 22, 2021
Property Address	105 ELBERTA CT, ROSCOMMON, MI 48653-8219
Document Number	01178/1773
Book / Page	1178 / 1773
Instrument Date	Oct 15, 2021
Instrument	202100009704
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 ELBERTA CT, ROSCOMMON, MI 48653-8219

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Sep 19, 2018
Property Address	105 ELBERTA CT, ROSCOMMON, MI 48653-8219
Document Number	1167/558
Book / Page	1167 / 558
Instrument Date	Sep 13, 2018
Instrument	201800007205
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 ELBERTA CT, ROSCOMMON, MI 48653-8219

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Lyon Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,000 (+10.2%)	$324,000 (+10.2%)
2025	$2,269.00 Homeowner's exemption	$147,000 (+36.36%)	$294,000 (+36.36%)
2023		$107,800	$215,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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