Garrard County property record for 105 Edwards Ct, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | built 1999 |
| Lot Size | 1.18 acres (51,617 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $163,000 (Jun 2015) |
| Tax Bill | $1,852 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11A-01-033 |
| Primary APN | 11A-01-033 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 51,617 sqft (1.18 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 17631 |
|---|---|
| Street Address | 105 EDWARDS CT |
| City | LANCASTER |
| State | KY |
| Zip | 40444-9783 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 33 PHASE II |
| Legal Subdivision | BRIGHT LEAF |
| Legal Phase | 2 |
| Legal Lot Number | 33 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | BRYANTSVILLE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 970102 |
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 105 EDWARDS CT, LANCASTER, KY 40444-9783 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2015 · Amount on Record |
| Deed Sale | Jun 10, 2015 · Amount on Record |
| Prior Sale | Jul 28, 2009 |
| Deed Document Number | 2015125471 |
| Deed Book / Page | 279 / 154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 105 EDWARDS CT, LANCASTER, KY 40444-9783 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 105 EDWARDS CT, LANCASTER, KY 40444-9783 |
| Document Number | 00M463/215 |
|---|---|
| Date | Oct 6, 2025 |
| Book Page | M463/215 |
| Instrument | 199799 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 25, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $180,000 (-) Land $25,000 Building $155,000 | $180,000 (-) Land $25,000 Building $155,000 | |
| 2025 | $1,852.00 (-0.48%) | $180,000 (-) Land $25,000 Building $155,000 | $180,000 (-) Land $25,000 Building $155,000 |
| 2024 | $1,861.00 (-2.82%) | $180,000 (-) Land $25,000 Building $155,000 | $180,000 (-) Land $25,000 Building $155,000 |
| 2023 | $1,915.00 (+1.86%) | $180,000 (+2.86%) Land $25,000 Building $155,000 | $180,000 (+2.86%) Land $25,000 Building $155,000 |
| 2022 | $1,880.00 | $175,000 Land $20,000 Building $155,000 | $175,000 Land $20,000 Building $155,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| kywimax Fixed Wireless · not low latency | 25 / 5 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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