Newton County property record for 105 Echo Trl, Covington, GA 30014 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,296 sqft Heated Area |
| Lot Size | 17,424 sqft (0.4 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,053.00 (2025) |
Source: Newton County records · APN 0074A-00000-067-000
Assessment roll updated December 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 105 ECHO TRL, COVINGTON, GA 30014-6126 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 02, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Apr 30, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage SPRING EQUITY |
| Jul 26, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS |
| Jun 01, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 18, 2020 |
| Transfer Doc | 0040120268 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Apr 02, 2026 |
| Property Address | 105 ECHO TRL, COVINGTON, GA 30014-6126 |
| Document Number | 0048170000000768 |
| Book / Page | 4817 / 768 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 20263789 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 105 ECHO TRL, COVINGTON, GA 30014-6126 |
| Document Number | 0000003789, |
|---|---|
| Date | Apr 02, 2026 |
| Book Page | 4817/768 |
| Instrument | 20263789 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 105 ECHO TRL, COVINGTON, GA 30014-6126 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 105 ECHO TRL, COVINGTON, GA 30014-6126 |
| Document Number | 0046150000000019 |
|---|---|
| Date | Apr 30, 2024 |
| Book Page | 0000004615/0000000019 |
| Name | SPRING EQUITY |
|---|
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 105 ECHO TRL, COVINGTON, GA 30014-6126 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 105 ECHO TRL, COVINGTON, GA 30014-6126 |
| Document Number | 0042350000000715 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 0000004235/0000000715 |
| Instrument | 014232 |
| Name | QUICKEN LOANS |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NEWTON GA |
| Recording Date | Jun 01, 2020 |
| Property Address | 105 ECHO TRL, COVINGTON, GA 30014-6126 |
| Document Number | 0040120268 |
| Book / Page | 004012 / 000268 |
| Instrument Date | May 18, 2020 |
| Instrument | 7104 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 105 ECHO TRL COVINGTON GA 300146126, COVINGTON, GA 30014-6126 |
Source: Newton County records · Assessment roll updated December 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,053.00 (-45.07%) Homeowner's exemption Senior Citizen's exemption | $83,920 (-) Land $44,285 Building $39,635 | $209,800 (-) Land $110,712 Building $99,088 |
| 2023 | $83,920 Land $48,000 Building $35,920 | $209,800 Land $120,000 Building $89,800 | |
| 2022 | $1,917.00 |
Source: FEMA National Flood Hazard Layer, Newton County (13217C), updated September 30, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 0074A-00000-067-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Building Area | 1,296 sqft Heated Area |
| 1st Floor | 1,860 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Softwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 17,424 sqft (0.4 acres) |
| Deck Area | 628 sqft Deck |
|---|---|
| Patio Area | 724 sqft Patio |
| Porch Area | 256 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 27444 |
|---|---|
| Street Address | 105 ECHO TRL |
| City | COVINGTON |
| State | GA |
| Zip | 30014-6126 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .4AC LOTS 1&2 D9 ECHO TR |
| Legal Subdivision | JACKSON LAKE LOTS (FEE SIMPLE) |
| Legal Lot Number | 1,2 |
| Jurisdiction | NEWTON GA |
| Minor Civil Division | SOUTH NEWTON |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 100802 |
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