105 Echlin St, Gallatin, TN 37066 Property Records

Sumner County property record for 105 Echlin St, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,840 sqft · built 2020
Owner	2 Individual Names on File
Last Sale	$467,854 (Nov 2020)
Tax Bill	$2,565 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083146K D 03500`

Property Details

APN / Parcel Number

Primary APN	`083146K D 03500`
Alternative APN	`146K D 03500`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,840 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Terrain	Rolling
View / Lot	Major Street/Thoroughfare
Garage Type	Finished
Driveway	Driveway
Driveway Area	1,697 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	85 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	105 ECHLIN ST
City	GALLATIN
State	TN
Zip	37066-2696
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB32 PG31 LOT190 PRT PCL 146-39.
Legal Subdivision	HUNT CLUB PH 8
Legal Block	31
Legal Lot Number	190
Jurisdiction	SUMNER TN
Township / Civil Division	6
Census Block Group	2
Census Block	2016
Census Tract	21203

Owner

105 Echlin St is owned and occupied by two individuals who bought it in November 2020.

Source: Sumner County records, as of January 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 ECHLIN ST, GALLATIN, TN 37066-2696
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2020 · Amount on File
Deed Sale	Nov 6, 2020 · Amount on File
Deed Document Number	1336512
Deed Book / Page	5398 / 428
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Nov 6, 2020
Property Address	105 ECHLIN ST, GALLATIN, TN 37066-2696
Document Number	0053980428
Book / Page	5398 / 428
Map Reference	MB 32 PG 31
Instrument Date	Nov 2, 2020
Instrument	1336512
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	STEWART TTL CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,731.06
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 ECHLIN ST, GALLATIN, TN 37066-2696

Mortgage

Document Number	5398431
Date	Nov 6, 2020
Instrument	5398/431

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 105 Echlin St was $2,565.

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Hendersonville City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,565.00	$180,525 Land $43,750 Building $136,775
2024			$722,100 Land $175,000 Building $547,100
2023	$3,447.00 (-0.32%)	$106,450 (-) Land $20,000 Building $86,450
2022	$3,458.00	$106,450 Land $20,000 Building $86,450
2021			$425,800 Land $80,000 Building $345,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 105 Echlin St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	15 (2010–2011)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Oct 2011 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Echlin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20